Posts Written by Joe Camberato

About Joe Camberato

Joseph Camberato, CEO at National Business Capital & Services, developed a passion for business at a young age. Joseph has a true respect for anyone who owns a business and enjoys engaging them in discussions of how they “made it happen.”

Business Line of Credit Requirements: Everything You Need to Know

A business line of credit can be a great source of extra cash. Business lines of credit are extremely flexible financing solutions – you can use them to manage cash flow gaps, unexpected expenses, expansion opportunities, and more.  Unlike a business loan, which provides you with an upfront, lump-sum amount you’ll need to pay back…

8 Ways to Improve Your eCommerce Customer Experience

A great eCommerce customer experience is key when it comes to standing out from competitors and generating repeat sales. It will also have enormous effects on your business revenue and customer loyalty. Worldwide eCommerce sales totaled $4.28 trillion In 2020, and may be as high as $5.4 trillion in 2022. If your online business is…

6 Factors That Keep You From Getting a Small Business Loan

Business loans are a great way to get an influx of cash. They can be used to make large purchases, finance growth, cover operational costs, and more. Even though business loans offer a host of different benefits, it’s sometimes difficult to get approved for one.  Many lenders impose extremely rigid requirements and only certain businesses…

Writing Your Construction Business Plan: The Definitive Guide

A construction business plan is an important document that showcases your company’s objectives and your strategies for growth. Whether your construction business is a startup or a more established enterprise, you may find yourself in a situation where you need to develop and present a construction business plan. If you’ve never written one before, you’re…

What Is Asset-Based Lending or Financing?

Asset-based lending is a form of business financing that’s secured by collateral. Collateral is any asset a business owns that is of value and can be used to ensure repayment. Businesses can use real estate, accounts receivables, inventory, equipment, or even purchase orders to secure asset-based lending. You may even be able to combine multiple…

4 Business Loans For Retailers (And How to Get One)

Business loans for retailers offer the opportunity to boost revenue, expand into new locations, improve customer experience, optimize operations, and so much more. As a retail business owner, it’s important to know about the variety of funding options available. Financing not only offers assistance during difficult times, but primarily acts boosts your business’s growth. In…

Can I Get a PPP Loan and A Small Business Loan?

Wondering if it’s possible to get both a PPP loan and small business loan at the same time?  The answer is yes, you can! Securing both forms of financing is a viable option, and won’t  prevent you from receiving forgiveness. Although PPP loans come with restrictions (mainly related to spending), securing additional financing from private…

Second Round of PPP Funding: Everything You Need to Know

To apply for the second round of PPP funding, click here. To learn about other flexible business financing options you may qualify for, click here. If you’re a business owner struggling as a result of the COVID-19 pandemic, you’ll be pleased to know that a second round of PPP funding has been signed into law. …

Why You Shouldn’t Use a HELOC for Small Business Expenses

This post is a revised version of an article originally published on Forbes by National’s CEO, Joe Camberato. To view the original article, click here. When you have a new opportunity to pursue or challenge to solve in your small business, working capital or a credit card doesn’t always cut it. Sometimes, you need to…

Federal Small Business Loans for Minorities: Your Top 9 Options

Diversity defines America’s bustling small business world as much as it does our communities. As of 2018, minority-owned businesses accounted for 8 million of the total 30.2 million small businesses in the country. With small businesses growing all the time, many consistently seek out federal small business loans for minorities for the necessary cash. Sufficient…