5 min read. – April 22 by Joe Camberato For borrowers unfamiliar with how it works, the process of underwriting small business loans can be shrouded in mystery. After submitting the initial applicat...
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8 min read. March 24, 2022 by – by Joe Camberato What are some of the most important things that you will need to know when applying for unsecured business loans for startups? Continue reading to le...
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8 min read. April 29, 2022 – by Lauren Coppolone Wondering how to start a trucking company with no money? Your best bet would be to secure a commercial truck loan. Commercial truck loans enable you...
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3 min read. February 7, 2022 – by Amanda D’Auria A business line of credit offers fast, flexible financing that can be put towards almost any type of business expense. You can use a line ...
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3 min read. January 7, 2022 – by Joe Camberato A merchant cash advance, also called a business cash advance, isn’t technically a loan. Instead, it’s a financing option that allows your...
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3 min read. January 7, 2022 – by Lauren Coppolone Small business financing is critical for helping you start and manage your business. It’s also usually the first step to growing and tak...
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3 min read. January 3, 2022 – by Jacinta Sherris About 20% of all small businesses fail within their first year. Lack of an addressable market, weak advertising, and poor differentiation all pl...
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4 min read. January 2, 2022 – by Phil Fernandes Working capital loans are a type of short-term financing product business owners use to cover operational expenses. Working capital loa...
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3 min read. December 23, 2021 – by Lauren Coppolone If your small business loan request has been denied by a bank – don’t think you’re alone. Small business loan approval rates a...
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5 min read. December 14, 2021 – by Jacinta Sherris Almost every business will seek out financing at one point or another. After all, financing allows you to purchase supplies, mitigate cas...
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8 min read. May 17, 2022 – by Phil Fernandes What is the average business loan rate? According to data from the Federal Reserve, the average business loan interest rate ranges between 2.5% to 7% a...
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4 min read. December 10, 2021 – by Joe Camberato Refinancing a business loan is absolutely possible. In many cases, businesses are able to secure more favorable interest rates or terms whe...
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2 min read. December, 2021 – by Jacinta Sherris It’s no secret that securing small business financing isn’t easy – especially as a startup. Most banks and traditional lenders req...
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3 min read. November, 2021 – by Phil Fernandes We may not be able to predict when the Covid-19 pandemic will end for good, at least not for the time being. However, one of the most definin...
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3 min read. November, 2021 – by Jacinta Sherris The worst of the Covid-19 pandemic is subsiding. As the economy recovers and businesses begin strategizing their next phases of growth, many...
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3 min read. November, 2021 – by Joe Camberato Business financing refers to the money needed to start your business, run your business, and grow your business. Cash infusions are critical f...
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2 min read. November, 2021 – by Amanda D’Auria According to the Bureau of Labor Statistics, long-term unemployment fell by 357,000 people last month. This decrease is largely thanks ...
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3 min read. October 8, 2021 – by Phil Fernandes Small business lending has changed dramatically over the past several years. Alternative financing and the growth of online lenders has generated...
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The Small Business Administration (SBA) offers a variety of lending programs. It’s most popular program, the SBA 7(a) loan, includes financial assistance for small businesses who meet certain requir...
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Bridge loans are short-term financing solutions that provide an influx of cash until borrowers secure a more permanent type of financing. Bridge loans have short repayment terms, typically up to one y...
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Looking to secure a large amount of funding for your business? You may be looking to buy commercial real estate or invest in a new phase of growth. Whichever the case, a $5 million business loan gives...
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Also known as the credit analysis process, the credit assessment process is when lenders review your application to determine whether your business can qualify for financing. It’s at this poin...
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When you’re just starting out, a personal loan, credit card, or small business loan might be just enough to get you going. But as your business grows, you’re going to need more working capital to ...
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Throughout the Covid-19 pandemic, the Small Business Administration (SBA) supported small businesses with government-backed Paycheck Protection Program (PPP) loans and forgiveness programs. ...
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Owning a limited liability company (LLC) comes with plenty of perks. You have autonomy over your business operations, receive certain tax benefits, and in some cases, you can even borrow money from yo...
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Considering getting a small business loan but worried about the process? Getting a small business loan doesn’t have to be complicated. We’re breaking down how to get a small business loan in...
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As a small business owner, you have many different options when it comes to financing. If you’re looking for a flexible solution that’ll help you manage cash flow disruptions, unanticipated expens...
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4 min read. Updated February, 2022 – by Joe Camberato Asset-based lending is a form of business financing that’s secured by collateral. Collateral is any asset a business owns that is of value and...
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This blog post was last updated on March 31, 2021 to include new information about business lines of credit vs. loans. Comparing a business line of credit vs. loan is like comparing apples and oranges...
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If your business uses vehicles, machinery, or just about any other kind of equipment, you may be considering equipment leasing as a way to cut costs. Equipment leasing can be a solid way to supply emp...
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9 min read. March 18, 2022. – by Joe Camberato Whether you need additional space, a new location, or simply want to stop paying rent and start paying toward an asset, commercial real estate loans ca...
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Wondering if it’s possible to get both a PPP loan and small business loan at the same time? The answer is yes, you can! Securing both forms of financing is a viable option, and won’t p...
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This post was last updated on March 10, 2021 with more information about how business lines of credit work. Wondering how does a business line of credit work? If you’re the owner of a fast-paced bus...
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This post was last updated on 2022 to include the latest information about business line of credit requirements. Do you need a ready source of working capital for your business? A revolving line of cr...
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If you’re in the market for a small business loan, then your lender may (or may not) require that you put down collateral to secure the loan and minimize their risk. But with numerous types of colla...
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To apply for the second round of PPP funding, click here. To learn about other flexible business financing options you may qualify for, click here. This post was last updated based on the cu...
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To apply for the second round of PPP funding, click here. To learn about other flexible business financing options you may qualify for, click here. This post was last updated with new detail...
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To apply for the second round of PPP funding, click here. To learn about other flexible business financing options you may qualify for, click here. This post was last updated with new details about ...
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To apply for the second round of PPP funding, click here. To learn about other flexible business financing options you may qualify for, click here. As some cities and local economies across ...
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This post was last updated on August 11, 2021 3 min read. October, 2021 – by Joe Camberato A $100,000 business loan can be all that it takes to launch your small business to the next level. Wit...
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To apply for the second round of PPP funding, click here. To learn about other flexible business financing options you may qualify for, click here. If you’re a business owner struggling as a result ...
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Business loans are one of the best ways to raise much-needed capital as your business grows. Many entrepreneurs turn to business loans to finance company growth, boost cash flow, or pursue any number ...
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4 min read. Revised March, 2022 – by Joe Camberato So, your business is growing or needs to solve a problem, and now, you’re looking for the best low-interest financing option available. Can a VA ...
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5 min read. – by Joe Camberato Any business line of credit gives you the ability to draw cash as you need it and only pay interest on what you take. But, a revolving business line of credit takes th...
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This post is a revised version of an article originally published on Forbes by National’s CEO, Joe Camberato. To view the original article, click here. During normal times, the number one challenge ...
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This post was last updated on December 9, 2020. Your small business is killing it, and you’ve hit a breaking point: you need funding to take things to the next level. Now, you’re asking yourself t...
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A Guide on How to Get a Small Business Loan When your business needs cash, you’re probably either rapidly growing or looking to solve a problem—meaning you don’t have the free time to file six d...
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3 min read. October 16, 2021 – by Joe Camberato When you own a small business, an urgent need for cash is a common problem. You might need to hire new employees, purchase new inventory, or...
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As your small business grows, it’s common to find yourself short on the cash you need to reach the next level. The most common way to get a cash injection is applying for a small business loan. But ...
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This post was last updated on November 6, 2020 to include more information about long term business loans. In the course of growing or problem solving, all business owners encounter a need for cash, a...
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