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Business Loans & Financing

Small Business Loan Underwriting Guide: What Lenders Look For

22.04.2022

5 min read. – April 22 by Joe Camberato For borrowers unfamiliar with how it works, the process of underwriting small business loans can be shrouded in mystery. After submitting the initial applicat...

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Business Loans & Financing

Unsecured Business Loans for Startups: 3 Things You Need to Know

23.03.2022

8 min read. March 24, 2022 by – by Joe Camberato What are some of the most important things that you will need to know when applying for unsecured business loans for startups? Continue reading to le...

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Automotive

How to Start a Trucking Company With No Money in 5 Steps

07.02.2022

8 min read. April 29, 2022 – by Lauren Coppolone Wondering how to start a trucking company with no money? Your best bet would be to secure a commercial truck loan. Commercial truck loans enable you...

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Business Loans & Financing

Business Line of Credit Without Personal Guarantee

21.01.2022

3 min read. February 7, 2022 – by Amanda D’Auria A business line of credit offers fast, flexible financing that can be put towards almost any type of business expense. You can use a line ...

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Business Loans & Financing

5 Ways to Use a Merchant Cash Advance

07.01.2022

3 min read. January 7, 2022 – by Joe Camberato A merchant cash advance, also called a business cash advance, isn’t technically a loan. Instead, it’s a financing option that allows your...

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Business Financing Advisor

Small Business Financing Checklist for 2022

07.01.2022

3 min read. January 7, 2022 – by Lauren Coppolone Small business financing is critical for helping you start and manage your business. It’s also usually the first step to growing and tak...

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Business Financing Advisor

Top 4 Myths of Financing and Small Business Debt

03.01.2022

3 min read. January 3, 2022 – by Jacinta Sherris About 20% of all small businesses fail within their first year. Lack of an addressable market, weak advertising, and poor differentiation all pl...

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Business Loans & Financing

Best Working Capital Loans Guide 2022

02.01.2022

4 min read. January 2, 2022 – by Phil Fernandes Working capital loans are a type of short-term financing product business owners use to cover operational expenses.  Working capital loa...

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Business Loans & Financing

Finding Capital: Where To Look If Banks Reject Your Small Business Loan Request

23.12.2021

3 min read. December 23, 2021 – by Lauren Coppolone If your small business loan request has been denied by a bank – don’t think you’re alone. Small business loan approval rates a...

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Business Loans & Financing

How to Consolidate Business Debt

15.12.2021

5 min read. December 14, 2021 – by Jacinta Sherris Almost every business will seek out financing at one point or another. After all, financing allows you to purchase supplies, mitigate cas...

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Business Loans & Financing

What is The Average Business Loan Rate in 2022? (Guide)

10.12.2021

8 min read. May 17, 2022 – by Phil Fernandes What is the average business loan rate? According to data from the Federal Reserve, the average business loan interest rate ranges between 2.5% to 7% a...

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Business Loans & Financing

How to Refinance a Business Loan

10.12.2021

4 min read. December 10, 2021 – by Joe Camberato Refinancing a business loan is absolutely possible. In many cases, businesses are able to secure more favorable interest rates or terms whe...

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Business Loans & Financing

Former Robinhood Employees Launch Parafin, New Startup for Small Business Financing

04.12.2021

2 min read. December, 2021 – by Jacinta Sherris It’s no secret that securing small business financing isn’t easy – especially as a startup. Most banks and traditional lenders req...

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Business Loans & Financing

PPP Loans are Over – But Businesses Still Have Other Resources for Financing

25.11.2021

3 min read. November, 2021 – by Phil Fernandes We may not be able to predict when the Covid-19 pandemic will end for good, at least not for the time being. However, one of the most definin...

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Business Loans & Financing

How Covid Is Changing Small-Business Lending

19.11.2021

3 min read. November, 2021 – by Jacinta Sherris The worst of the Covid-19 pandemic is subsiding. As the economy recovers and businesses begin strategizing their next phases of growth, many...

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Business Loans & Financing

The Importance of Business Financing

18.11.2021

3 min read. November, 2021 – by Joe Camberato Business financing refers to the money needed to start your business, run your business, and grow your business. Cash infusions are critical f...

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Business Loans & Financing

Long-Term Unemployment Falls but Small Businesses Still Struggle With Hiring

12.11.2021

2 min read. November, 2021 – by Amanda D’Auria According to the Bureau of Labor Statistics, long-term unemployment fell by 357,000 people last month. This decrease is largely thanks ...

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Business Financing Advisor

The Future Of Small Business Lending

30.09.2021

3 min read. October 8, 2021 – by Phil Fernandes Small business lending has changed dramatically over the past several years. Alternative financing and the growth of online lenders has generated...

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Business Loans & Financing

What is an SBA 7a loan?

21.09.2021

The Small Business Administration (SBA) offers a variety of lending programs. It’s most popular program, the SBA 7(a) loan, includes financial assistance for small businesses who meet certain requir...

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Business Loans & Financing

What Are Bridge Loans?

14.09.2021

Bridge loans are short-term financing solutions that provide an influx of cash until borrowers secure a more permanent type of financing. Bridge loans have short repayment terms, typically up to one y...

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Business Loans & Financing

Where Can I Get a 5 Million Business Loan?

01.07.2021

Looking to secure a large amount of funding for your business? You may be looking to buy commercial real estate or invest in a new phase of growth. Whichever the case, a $5 million business loan gives...

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Business Loans & Financing

Understanding the Business Loan Credit Assessment Process

10.06.2021

Also known as the credit analysis process, the credit assessment process is when lenders review your application to determine whether your business can qualify for financing.  It’s at this poin...

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Business Loans & Financing

How Do Commercial Loans Work?

03.06.2021

When you’re just starting out, a personal loan, credit card, or small business loan might be just enough to get you going. But as your business grows, you’re going to need more working capital to ...

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Business Loans & Financing

Qualifying For An SBA Loan: What Small Businesses Need To Know

28.05.2021

Throughout the Covid-19 pandemic, the Small Business Administration (SBA) supported small businesses with government-backed Paycheck Protection Program (PPP) loans and forgiveness programs. ...

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Business Loans & Financing

Can I Borrow Money From My LLC?

21.05.2021

Owning a limited liability company (LLC) comes with plenty of perks. You have autonomy over your business operations, receive certain tax benefits, and in some cases, you can even borrow money from yo...

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Business Financing Advisor

How to Get a Small Business Loan in 5 Steps

15.05.2021

Considering getting a small business loan but worried about the process? Getting a small business loan doesn’t have to be complicated.  We’re breaking down how to get a small business loan in...

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Business Financing Advisor

How to get a business line of credit

13.05.2021

As a small business owner, you have many different options when it comes to financing. If you’re looking for a flexible solution that’ll help you manage cash flow disruptions, unanticipated expens...

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Business Financing Advisor

What Is Asset-Based Lending?

29.04.2021

4 min read. Updated February, 2022 – by Joe Camberato Asset-based lending is a form of business financing that’s secured by collateral. Collateral is any asset a business owns that is of value and...

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Business Loans & Financing

Business Line of Credit Vs. Loan: What’s the Difference?

31.03.2021

This blog post was last updated on March 31, 2021 to include new information about business lines of credit vs. loans. Comparing a business line of credit vs. loan is like comparing apples and oranges...

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Business Loans & Financing

Equipment Leasing: 9 Factors to Consider Before Signing

24.03.2021

If your business uses vehicles, machinery, or just about any other kind of equipment, you may be considering equipment leasing as a way to cut costs. Equipment leasing can be a solid way to supply emp...

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Business Loans & Financing

How to Get a Commercial Real Estate Loan in 5 Steps

18.03.2021

9 min read. March 18, 2022. – by Joe Camberato Whether you need additional space, a new location, or simply want to stop paying rent and start paying toward an asset, commercial real estate loans ca...

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Business Loans & Financing

Can I Get a PPP Loan and A Small Business Loan?

17.03.2021

Wondering if it’s possible to get both a PPP loan and small business loan at the same time?  The answer is yes, you can! Securing both forms of financing is a viable option, and won’t  p...

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Business Loans & Financing

How Does a Line of Credit Work?

10.03.2021

This post was last updated on March 10, 2021 with more information about how business lines of credit work. Wondering how does a business line of credit work? If you’re the owner of a fast-paced bus...

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Business Loans & Financing

Business Line of Credit Requirements: What You Need for an LOC

03.03.2021

This post was last updated on 2022 to include the latest information about business line of credit requirements. Do you need a ready source of working capital for your business? A revolving line of cr...

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Business Loans & Financing

7 Types of Collateral You Can Use to Secure a Small Business Loan

17.02.2021

If you’re in the market for a small business loan, then your lender may (or may not) require that you put down collateral to secure the loan and minimize their risk. But with numerous types of colla...

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Business Loans & Financing

What Will Business Financing Look Like After the Covid-19 Pandemic?

05.02.2021

To apply for the second round of PPP funding, click here. To learn about other flexible business financing options you may qualify for, click here. This post was last updated based on the cu...

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Business Loans & Financing

SBA Loan Forgiveness Program Resources & Updates For Small Business

03.02.2021

To apply for the second round of PPP funding, click here. To learn about other flexible business financing options you may qualify for, click here. This post was last updated with new detail...

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Business Loans & Financing

How Does The Paycheck Protection Program (PPP Loan) Work?

27.01.2021

To apply for the second round of PPP funding, click here. To learn about other flexible business financing options you may qualify for, click here. This post was last updated with new details about ...

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Business Loans & Financing

Who Can Get the PPP Loan: Learn if Your Small Business Qualifies

25.01.2021

To apply for the second round of PPP funding, click here. To learn about other flexible business financing options you may qualify for, click here. As some cities and local economies across ...

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Business Loans & Financing

How To Get A $100K Business Loan

21.01.2021

This post was last updated on August 11, 2021 3 min read. October, 2021 – by Joe Camberato A $100,000 business loan can be all that it takes to launch your small business to the next level. Wit...

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Business Loans & Financing

Second Round of PPP Funding: Everything You Need to Know

15.01.2021

To apply for the second round of PPP funding, click here. To learn about other flexible business financing options you may qualify for, click here. If you’re a business owner struggling as a result ...

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Business Loans & Financing

The Definitive Guide to Refinancing your Small Business Loans

06.01.2021

Business loans are one of the best ways to raise much-needed capital as your business grows. Many entrepreneurs turn to business loans to finance company growth, boost cash flow, or pursue any number ...

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Business Loans & Financing

veteran-small-business-loans-2022

05.01.2021

4 min read. Revised March, 2022 – by Joe Camberato So, your business is growing or needs to solve a problem, and now, you’re looking for the best low-interest financing option available. Can a VA ...

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Business Loans & Financing

What is a Revolving Business Line of Credit, and How Does it Work?

18.12.2020

5 min read. – by Joe Camberato Any business line of credit gives you the ability to draw cash as you need it and only pay interest on what you take. But, a revolving business line of credit takes th...

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Business Loans & Financing

You Got PPP Funding. What Are Your Small Business’s New Options?

16.12.2020

This post is a revised version of an article originally published on Forbes by National’s CEO, Joe Camberato. To view the original article, click here. During normal times, the number one challenge ...

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Business Loans & Financing

How Do I Get a Small Business Loan? [Definitive 2021 Guide]

08.12.2020

This post was last updated on December 9, 2020. Your small business is killing it, and you’ve hit a breaking point: you need funding to take things to the next level. Now, you’re asking yourself t...

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Business Loans & Financing

How to Get a Small Business Loan

02.12.2020

A Guide on How to Get a Small Business Loan When your business needs cash, you’re probably either rapidly growing or looking to solve a problem—meaning you don’t have the free time to file six d...

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Business Loans & Financing

Best Short Term Business Loans

25.11.2020

3 min read. October 16, 2021 – by Joe Camberato When you own a small business, an urgent need for cash is a common problem. You might need to hire new employees, purchase new inventory, or...

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Business Loans & Financing

How to Get A Credit Approval for a Small Business Loan

19.11.2020

As your small business grows, it’s common to find yourself short on the cash you need to reach the next level. The most common way to get a cash injection is applying for a small business loan. But ...

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Business Loans & Financing

Everything You Need to Know About Long Term Business Loans

06.11.2020

This post was last updated on November 6, 2020 to include more information about long term business loans. In the course of growing or problem solving, all business owners encounter a need for cash, a...

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