3 min read. May, 26 2022 – by Phil Fernandes Last week, the Dow Jones dropped 1,100 points, which is the biggest drop we’ve seen since June 2020. But, although the market has been volatile recent...
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3 min read. January 21, 2022 – by Joe Camberato Nobody enjoys filing their annual taxes, but thanks to changes in the tax code, you could receive a bigger refund this year than you did in ...
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2 min read. December 16, 2021 – by Lauren Coppolone Last summer, an anonymous hacker made headlines for stealing $600 million in crypto from Poly Network. It was the biggest crypto theft i...
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3 min read. October 8, 2021 – by Phil Fernandes Small business lending has changed dramatically over the past several years. Alternative financing and the growth of online lenders has generated...
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Working capital loans are short-term financing solutions designed to help your business finance everyday operational costs - such as rent, debt payments, payroll, and supplier fees. Think of them as a...
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Female entrepreneurs are a critical driver of growth in any economy. Nevertheless, many women must overcome a unique ...
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As an independent contractor or 1099 worker, you’re essentially a business owner. You’re responsible for managing your day-to-day responsibilities and setting your own hours. You may enjoy increas...
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A business line of credit can be a great source of extra cash. Business lines of credit are extremely flexible financing solutions – you can use them to manage cash flow gaps, unexpected expense...
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Business loans are a great way to get an influx of cash. They can be used to make large purchases, finance growth, cover operational costs, and more. Even though business loans offer a host of differe...
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A Guide on How to Get a Small Business Loan When your business needs cash, you’re probably either rapidly growing or looking to solve a problem—meaning you don’t have the free time to file six d...
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3 min read. October 16, 2021 – by Joe Camberato When you own a small business, an urgent need for cash is a common problem. You might need to hire new employees, purchase new inventory, or...
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There’s no question about it: at some point or another, your growing business will need capital. If you’re like most business owners, your first step may be to research the types of small business...
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3 min read. July 31, 2021 – by Joe Camberato Diversity defines America’s bustling small business world as much as it does our communities. As of 2018, minority-owned businesses accounted for 8 m...
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In a pinch, small business lines of credit give business owners the cash they need to push through. It’s the perfect cash flow injection when your business is growing, or when you need wiggle room t...
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For small businesses, a business line of credit is the perfect lifeline. Whether you have a huge opportunity on hand or need to solve a problem, this financing option gives you a simple, fast and easy...
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With cities and counties lifting small business restrictions in light of the declining coronavirus numbers, many local businesses are starting to re-open their doors, or at the very least, meet custom...
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Small businesses have experienced quite a difficult stretch during the coronavirus pandemic. As cities and local governments lift the most extreme restrictions, many are hopeful that there are brighte...
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Most businesses incur countless expenses on a daily basis. From payroll, to operating costs like rent and utilities, to growth costs like marketing, there’s a never-ending list of expenses that hit ...
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When the coronavirus crisis began, small business owners braced for the difficult weeks ahead. What many business owners didn’t realize is that weeks would become months of slow sales and new govern...
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By now, COVID-19 has affected nearly all small businesses in one way or another. Whether your small business temporarily shut down, partially closed, or simply felt a drop in sales and demand, it’s ...
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Cash flow is a never-ending problem in small businesses. Achieving consistent positive cash flow is an even bigger challenge if you make most of your sales during a single season. A U.S. bank study sh...
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What’s one of the top challenges in small business accounting? Cash flow management. The average small business only has enough available cash to cover just under a month of expenses – much ...
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Is an online business loan right for you? Trying to navigate the lending landscape can be confusing if you’re a new small business owner or you’ve never applied for financing before. Online fintec...
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How can improving your digital marketing strategy help you overcome business challenges in 2020? Competition is fierce in the online space with businesses of all sizes fighting for attention. Bi...
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You’ve probably heard the classic story about small business failure rates. Business can be moving along well one moment, and an epic business disaster could happen to anyone out of nowhere. W...
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Basic payment apps are economical solutions for payment processing when your business is in the early stages. But what do you do when you’re ready to grow? You need a point-of-sale system with featu...
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Operating a business isn’t easy– it takes a vision of success, the right team, and a continued thirst for growth. And at some point, all businesses require funding to shape these dreams into a rea...
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Did you know simple errors on your credit report could cost you the benefits of a high credit score? According to federal laws regulating credit reporting and debt collection, you have the right...
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When you’re considering business loan options, it’s easy to get caught up in the benefits of having cash on hand. You’ll finally have capital to pursue your next opportunity. Or, to take on a te...
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Whether you like to admit it or not, the weather can have a significant effect on your bottom line in the construction industry. Construction business loans can play an important role in helping your ...
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Maintaining positive cash flow can be tricky when you run a small business. Expenses can quickly outpace income, leaving you scrambling to pay your bills and threatening the future of the company.&nbs...
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Timely and accurate insurance payments are just what the doctor ordered, but they’re not always what you’ll get. Nearly 90% of Americans are enrolled in a health insurance plan, which has made tre...
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Uncertain economic times may seem like the worst environment for starting a business. But, you might be surprised to discover just how many businesses opportunities there are during a recession. ...
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Do you know your business credit score? If you’re like most small business owners, you’re probably looking at the question and scratching your head. According to a 2016 survey by Manta, an online ...
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If you’re thinking about applying for a business loan from a bank, it might be wise to think again. Going to a bank is a natural first instinct after identifying the need for capital to grow your bu...
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Creating a payment schedule when you take out a small business loan helps you stay on track and manage your debt responsibly. You want your business to be stronger at the end of the loan terms t...
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Alternative financing has turned the lending market on its side by reinventing the criteria that borrowers must meet in order to qualify for a loan. In doing so, it has empowered countless business ow...
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Breaking the seven figure benchmark and hitting $1 million in annual sales should be a moment of pride for business owners, and an indication of your ability to excel. But why stop the business growth...
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Are you dreading the summer spike in your restaurant’s utility bills? From the ice maker to the walk-in cooler, all of your appliances spend the season fighting against rising temperatures. The same...
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How do you get your restaurant ready for the best summer season ever? Start offering online ordering and delivery! A whopping 60 percent of U.S. consumers order delivery or takeout once a week, and 79...
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Seasonal fluctuations in business can bring a flood of customers to your restaurant, and you need cash on hand to cover the expenses associated with higher demand. Whether you’re known for smashing ...
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As summer rolls around, your landscaping business needs to be ready to tackle more projects and deliver stellar results to every customer. If you want to focus on landscaping business growth throughou...
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There may come a time when you realize that your company isn’t growing as quickly as it should be. Maybe your business’s rate of growth is slowing down to the point that you’re worried your grow...
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At National Business Capital, each week we meet, speak or chat with hundreds of business owners who have challenges to overcome and opportunities to take advantage of. When we talk with these incredib...
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There comes a point in the life cycle of every business when taking measures to reduce spending is unavoidable. But even a whispered rumor about downsizing is enough to send your staff into a panic. W...
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You’re fired up with an idea for a new business, and worked out a strategy to make it happen. Business for you is looking pretty promising, and now you’re ready to hire a small group of employ...
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As the business owner of a successful franchise, you may be wondering how to increase profits. One of your options is to open a second franchise location, which leads to the big question: “Is NOW th...
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So, you've decided it's time to take your business to the next level, and start multiplying your profits. But is your company in an optimal position for fast, efficient business growth? Building a bus...
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Juggling employees, overhead, payroll, taxes, equipment, and seasonal fluctuations, the largest opportunities like relocating your establishment to smallest challenges like replacing broken equipment ...
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If you’re considering using your 401K funds to get a small business loan, or fund your business goals in any way – DON’T. This is a dangerous trend that is robbing new and establishe...
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