business loans

Business Line of Credit Requirements: Everything You Need to Know

A business line of credit can be a great source of extra cash. Business lines of credit are extremely flexible financing solutions – you can use them to manage cash flow gaps, unexpected expenses, expansion opportunities, and more.  Unlike a business loan, which provides you with an upfront, lump-sum amount you’ll need to pay back…

6 Factors That Keep You From Getting a Small Business Loan

Business loans are a great way to get an influx of cash. They can be used to make large purchases, finance growth, cover operational costs, and more. Even though business loans offer a host of different benefits, it’s sometimes difficult to get approved for one.  Many lenders impose extremely rigid requirements and only certain businesses…

Everything You Need to Know About Long Term Business Loans

This post was last updated on November 6, 2020 to include more information about long term business loans. In the course of growing or problem solving, all business owners encounter a need for cash, and lots of it. Whether you anticipate it or not, the need for cash can put a financial strain on your…

7 Business Loans for Bad Credit That You Can Apply for Right Now

Small Business Loans Business Line of Credit Equipment Financing Inventory Financing Accounts Receivable Financing Merchant Cash Advance Doctor Loans & Healthcare Financing   This post was first published on April 17, 2019. It was updated to include new information about bad credit business loans in a post-pandemic world.   When it comes to obtaining a…

Can You Get Restaurant Loans with Bad Credit?

The answer to “can you get restaurant loans with bad credit?” depends on who you ask. Banks will say no, because it’s risky for them. But banks have slapped the “risk” label on many of National Business Capital & Service’s most successful restaurants that they fund. So, National doesn’t equate bad credit with “risk.” National…

How Hard is it to Get a Business Loan?

Every business business owner that lacks the necessary capital to face a daunting obstacle, or take advantage of an exciting opportunity for growth wants to know the answer to the question:  “How hard is it to get a business loan?” The harder the funding process, the more time, money and resources are exhausted by business…

4 Best Business Loans for Retailers

Retailers form a vital element of our economy. That shouldn’t really come as a surprise considering how often everyday people rely on retailers to buy essential goods and products. As such, retailers should know that they have a variety of funding options available to them –– not only to assist during difficult times, but also…

Commercial Mortgage Loans: 3 Things You Need to Know Before Applying

A commercial mortgage is a loan that is secured by commercial real estate, such as an office, building, warehouse, mall, apartment complex, and so on. In return for pledging collateral, business owners get a lower interest rate (and therefore lower total cost of borrowing) vs. an unsecured business loan. They also typically qualify for a…

An Overview of 5 Popular Types of Business Loans

In the past, most small business owners who wanted business funding typically had three options: They could apply for a bank loan — and typically get turned down, since bank loan lending criteria has gone beyond restrictive, and has entered the realm of the ridiculous.    They could try and find investors who, in return…

What is an ACH Loan & What are the Benefits?

One of the more innovative products available in the alternative lending marketplace is an ACH loan (sometimes called an ACH advance or cash flow loan). ACH loans are a broad category of business loans that are specific in the way in which they are paid back. So let’s explore how to apply for an ACH loan,…