business loans

Can You Get Restaurant Loans with Bad Credit?

The answer to “can you get restaurant loans with bad credit?” depends on who you ask. Banks will say no, because it’s risky for them. But banks have slapped the “risk” label on many of National Business Capital’s most successful restaurants that they fund. So, NBC doesn’t equate bad credit with “risk.” NBC sees funding smallRead More

6 Business Loans for Bad Credit That You Can Apply for Right Now

When it comes to obtaining a bank loan, bad credit isn’t just a thorny issue: it’s an immovable obstacle. For reasons that have little to do with reducing risk and much to do with generating profit, over the last decade banks have severely tightened up their small business lending requirements. They insist on exceptional personalRead More

How Hard is it to Get a Business Loan?

Every business business owner that lacks the necessary capital to face a daunting obstacle, or take advantage of an exciting opportunity for growth wants to know the answer to the question:  “How hard is it to get a business loan?” The harder the funding process, the more time, money and resources are exhausted by businessRead More

How to Get Business Loans with Bad Credit

With larger amounts, longer terms lower interest rates, NBC’s business loans for bad credit provide a helping hand to those who wish to grow their businesses when others don’t. Getting any kind of help from banks is hard enough – even with immaculate business credit. For those with less-than-impressive business credit, getting the financing youRead More

4 Business Loans for Retailers

Retailers form a vital element of our economy. That shouldn’t really come as a surprise considering how often everyday people rely on retailers to buy essential goods and products. As such, retailers should know that they have a variety of funding options available to them –– not only to assist during difficult times, but alsoRead More

Commercial Mortgage Loans: 3 Things You Need to Know Before Applying

A commercial mortgage is a loan that is secured by commercial real estate, such as an office, building, warehouse, mall, apartment complex, and so on. In return for pledging collateral, business owners get a lower interest rate (and therefore lower total cost of borrowing) vs. an unsecured business loan. They also typically qualify for aRead More

New Business Loans: What are the Funding Requirements?

Many things have changed in the last several years. For example, there is now a generation of people that cannot comprehend what life was like when “the web” was exclusively where spiders lived, and when the only people who said “iPhone” were those who needed some remedial help with their pronouns.

When Does it Make Sense to Get a Secured Business Loan?

A secured business loan is business funding that is backed by pledged assets — which can include physical items like vehicles, inventory and real estate, or securities like bonds, mortgages, accounts receivables. While each lender has its own policies, many will allow borrowers who don’t have sufficient business collateral to make up the shortfall withRead More

Applying for Quick Business Loans: 5 Things You Need to Know

The business landscape is full of terms that sound standardized and even scientific, but there are also terms that are named subjectively.  There’s no better example of this subjective naming than when the spotlight shines on “quick business loans.”

Retailers: 4 Ways Business Loans Help Prepare for Seasonal Demand Cycles

Whether retailers sell electronics, smoothies, home furnishings or anything else in the multi-billion dollar retail landscape, the fact remains that short-term success and long-term survival is rooted in the ability to manage — and sometimes withstand and endure — seasonal demand cycles. Below, we highlight 5 practical ways that business loans help retailers of allRead More

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