What Do You Need to Qualify?
Well, it depends on the price of your equipment.
Equipment Purchases $75K & Under
- 600 Minimum FICO
- No Minimum Annual Gross Sales
- No Minimum Time in Business
-
Digital Application Only. No Additional Paperwork Required.
Equipment Purchases $75K & Over
- 600 Minimum FICO
- $120K Annual Gross Sales
- 6 Months Time in Business
What Are The Benefits?

Fast Approvals & Funding
Get approved for financing in under an hour, and receive funding in less than 48.

Simplified Qualifications
Qualify based on either credit or annual sales (depending on purchase price).

100% Financeable Structure
Finance the entire cost of the equipment, including deposits and taxes.
We've Secured Over $1 Billion in Funding Through Our Exclusive Marketplace
The Seamless Process You've Been Waiting For
Don't wait weeks or months for financing after opportunity passes you by. Learn how
National's exclusive eQuickment Financing Product can give your business the push it needs!
Unlock the Lowest Rates, LongestTerms and Highest Amounts

Purchase Amount $10,000 – $250,000

Flexible Terms 2—5 Years

Time to Fund 2 – 5 Days
How Can Equipment Financing Help You?
Business Growth
Get new, updated equipment to better serve existing customers or take on new ones.
Business Expenses
Avoid large, out-of-pocket expenses by preserving your capital, and write off the entire cost on your tax return.
Business Opportunites
Deliver more value to your customers by upgrading old equipment or adding new equipment.
What is the eQuickment Financing Solution?
Our exclusive eQuickment Financing Product allows you to finance your equipment faster than ever by minimizing the work involved! There are no additional documents required for purchases under $75K, and this program can be utilized for purcahses up to $250K. The unprecedented payment structure allows you to finance 100% of the equipment cost, including deposits and taxes.
By purchasing your new equipment with the eQuickment Financing product, you can capitalize on new business growth opportunities as they emerge, instead of facing bank rejections and starting from square one.
We work with a wide range of business types, including medical, software, manufacturing, commerce, food services, automotive, and much more.
If you're looking for equipment financing to grow your business, offer new products or services, or simply get a competitive edge, we can help!
Our Business Financing Advisors will tell you everything you need to know, and give you the opportunity to ask any questions.
Why National Business Capital?
- Fast Digital Application
- Preserve Capital
- Own Equipment Instead of Renting
- Possible Tax Benefits
10 Reasons Why National Business Capital
Offers the Best Small Business Financing
Bank | Direct Lenders | ![]() |
|
---|---|---|---|
Paperwork |
- 2-3 Years Tax Return - 2-3 years Financials |
- 3-6 Months Bank Statements - 1 Year Tax Return - 1 year Financials |
- 3 Months Bank Statements - No Tax Returns Required |
Application |
- Lengthy - Paper Intensive |
Multi-page Paper Application |
- One page - One Minute - DocuSign® |
Number of Lenders | 1 | 1 | 75+ |
Service Level | Processor | Programmatic | Personal Advisor |
Approval Process | Weeks/Months | Days/Weeks | Hours/Days |
Speed to Funding | Months | Days/Weeks | Hours/Days |
Collateral Requirements | Always | Sometimes Required | Not Necessary |
Business Profitability | Always | Sometimes Required | Not Necessary |
Credit Score | 680+FICO | 600+FICO | No Minimum FICO |
Credit Check | Hard Pull | Hard Pull | Soft Pull |
Why Choose National Business Capital?
Better Terms. Faster Funding. Easier Process.
National Business Capital is the #1 FinTech marketplace offering small business loans and services. Harnessing the power of smart technology and even smarter people, we’ve streamlined the approval process to secure over $1 billion in financing for small business owners to date.
Our expert Business Financing Advisors work within our 75+ Lender Marketplace in real time to give you easy access to the best low-interest SBA loans, short and long-term loans and business lines of credit, as well as a full suite of revenue-driving business services.
We strengthen local communities one small business loan at a time. For every deal we fund, we donate 10 meals to Feeding America!