Taking businesses to new levels—together
Access up to $15M in direct business capital secured by cash-flow, not assets.
Why National Business Capital
Less hassle, more hustle
Secure custom financing with fewer roadblocks or runarounds.
A flexible credit line that lets businesses access funds as needed, paying interest only on the amount used.
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Short-term funding with repayment fixed to revenue. Often used to cover expenses, payroll, or inventory.
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Financing for new or upgraded equipment, secured by the equipment itself to avoid large upfront costs.
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A lump-sum loan repaid with a set schedule and fixed rate, ideal for projects where costs are known upfront.
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Junior capital used to bridge funding gaps in complex capital structures while maintaining flexibility.
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Join our Partner Program
Offer flexible financing solutions to your entrepreneur network, up to $15M.
Complex deal. Tight timeline. Fast solution.
Flora Labs, a fragrance manufacturer, was on the cusp of going enterprise after major retailers placed significant orders. Then their senior lender declined the funding needed.
A long-time partner referred them to our team, and we worked with their senior lender to form an intercreditor agreement and secure $15M in sub debt. The funds were delivered and accelerated production got underway.
For our partner, it meant a transaction revived and trust reinforced. For the client, it meant growth without delay.
The media’s go-to for growth capital:
From equipment upgrades to new hires, get the capital you need to fund success. Cash Flow financing up to $15 Million – No collateral required.
- Payroll
- Inventory
- Purchase orders
- Payoff shortfalls
- Rapid growth
- Acquisitions
- Working capital
- Hiring
- Marketing
- Seasonality
Capital Insights for today, tomorrow, and beyond
From funding strategies to industry trends, our experts break it down.
The Architecture of Timing: How Capital Aligns with Structure
When Working Capital Builds the Flywheel
The New Definition of Leverage: From Access to Alignment
The Flywheel of Capital Structure
True Capital: The Architecture That Builds Enduring Growth
When Growth Devours Itself: Saks Global filed for Chapter 11
How National Fits in the Cap Stack
National is built for the in-between — the moments when senior capital alone is not enough, and equity may be premature, misaligned, or more dilutive than the situation requires. We work alongside banks, ABLs, sponsors, and advisors to help businesses preserve continuity and move through capital events with greater flexibility.
What It Does:
Lower-cost capital for stable borrowing bases, collateral-backed facilities, and senior positions in the stack
Where National Fits:
National supports when timing compresses, collateral is constrained, or the opportunity sits outside senior lending tolerance
What It Does:
Strategic junior capital for the in-between — supporting working capital gaps, bridge situations, recapitalizations, acquisitions, restructurings, and other time-sensitive capital needs.
Where National Fits:
National sits between senior debt and equity — helping businesses and sponsors preserve continuity and cap stack flexibility without disrupting long-term structure
What It Does:
Permanent capital for ownership, long-term value creation, and sponsor alignment
Where National Fits:
National can help protect the equity check by reducing dilution, maintaining optionality, and supporting near-term capital needs
- Lower-cost capital for stable borrowing bases, collateral-backed facilities, and senior positions in the stack
- National supports when timing compresses, collateral is constrained, or the opportunity sits outside senior lending tolerance
- Strategic junior capital for the in-between — supporting working capital gaps, bridge situations, recapitalizations, acquisitions, restructurings, and other time-sensitive capital needs.
- National sits between senior debt and equity — helping businesses and sponsors preserve continuity and cap stack flexibility without disrupting long-term structure
- Permanent capital for ownership, long-term value creation, and sponsor alignment
- National can help protect the equity check by reducing dilution, maintaining optionality, and supporting near-term capital needs
