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Growing Your Business

Rising Rates and Home Affordability Challenges Causing the Housing Market to Slow

08.12.2022

5 min read. August, 2022 – by Phil Fernandes After a year of rock bottom rates, soaring demand, and bidding wars, the housing market is starting to slow down. In June, Redfin reported that 60,000 ho...

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Growing Your Business

Rising Inflation Causes Hiring Problems for Small Business

07.08.2022

5 min read. July, 2022 – by Phil Fernandes In May, the Consumer Price Index (CPI) rose 8.6%, which is the highest growth the U.S. has seen since 1981. The report was discouraging because it shows ...

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Growing Your Business

7 Steps to Get Working Capital Loans for Small Business

07.06.2022

10 min read. July, 2022 – by Phil Fernandes What do you need to know in order to get working capital loans for small business? Continue reading to learn more! Many entrepreneurs deal with periods ...

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Growing Your Business

What Is a Working Capital Loan? +6 Things You Need to Know

07.05.2022

10 min read. July, 2022 – by Amanda D’Auria What is a working capital loan, and how can businesses use it to their advantage? Discover more in this article! Most businesses experience period...

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Latest News

Retailers Are Sitting on Excess Inventory as Demand for Athleticwear Drops

06.09.2022

3 min read. June, 2021 – by Amanda D’Auria For the past two years of the pandemic, consumers have been stuck at home without many options for recreational activities. The demand for athleisu...

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Growing Your Business

Can I Get an Unsecured Business Loan With No Personal Guarantee?

04.06.2022

6 min read. April 7, 2022 by Joe Camberato Can I get an unsecured business loan with no personal guarantee? Going through your options for business financing, you’ve probably asked yourself this qu...

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Growing Your Business

Unsecured Business Loans Without Collateral: What Are They?

04.06.2022

5 min read. – April 8 by Joe Camberato Small business financing is key to helping you overcome challenges and take advantage of growth opportunities. By now, you’re probably familiar with differen...

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Growing Your Business

4 Popular Types of Commercial Real Estate Loans in 2022

03.03.2022

11 min read. March 3, 2022. – by Joe Camberato What is a commercial real estate loan, and what are the most common types of commercial real estate loans for businesses in 2022? Continue reading ...

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Growing Your Business

Medical Practice Loans in 2022: 7 Things You Need to Know

02.24.2022

10 min read. February 24, 2022 – by Phil Fernandes What are some of the most important things that you need to know before applying for medical practice loans in 2022? Continue reading to learn...

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Automotive

Top 7 Important Food Truck Financing Questions (Answered!)

02.07.2022

8 min read. April 4, 2022 – by Jacinta Sherris What are some of the most important food truck financing questions that you will need to answer before starting a food truck business? Find out in...

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Automotive

How to Start a Trucking Company With No Money in 5 Steps

02.07.2022

8 min read. April 29, 2022 – by Lauren Coppolone Wondering how to start a trucking company with no money? Your best bet would be to secure a commercial truck loan. Commercial truck loans enable you...

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Growing Your Business

Are Merchant Financing Loans Right For Your Business? (2022)

02.03.2022

4 min read. February 3, 2022 – by Phil Fernandes Small business owners have numerous options for financing. If you operate a retail or storefront business, you’ll be especially intrigued ...

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Financial Advice

5 Tax Changes For 2022

01.21.2022

3 min read. January 21, 2022 – by Joe Camberato Nobody enjoys filing their annual taxes, but thanks to changes in the tax code, you could receive a bigger refund this year than you did in ...

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Business Loans & Financing

What is a Merchant Cash Advance Used For?

01.07.2022

3 min read. June, 2022 – by Joe Camberato A merchant cash advance, also called a business cash advance, isn’t technically a loan. Instead, it’s a financing option that allows your business to ...

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Business Financing Advisor

Small Business Financing Checklist for 2022

01.07.2022

3 min read. January 7, 2022 – by Lauren Coppolone Small business financing is critical for helping you start and manage your business. It’s also usually the first step to growing and tak...

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Automotive

Tesla Delivers a Record Number of Vehicles in the Fourth Quarter

01.06.2022

3 min read. January 6, 2022 – by Amanda D’Auria Tesla recently released its fourth-quarter production and delivery numbers, and they exceeded analyst expectations. Wall Street analysts an...

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Business Financing Advisor

Top 4 Myths of Financing and Small Business Debt

01.03.2022

3 min read. January 3, 2022 – by Jacinta Sherris About 20% of all small businesses fail within their first year. Lack of an addressable market, weak advertising, and poor differentiation all pl...

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Business Loans & Financing

Best Working Capital Loans Guide 2022

01.02.2022

4 min read. January 2, 2022 – by Phil Fernandes Working capital loans are a type of short-term financing product business owners use to cover operational expenses.  Working capital loa...

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Growing Your Business

Top Factors That Influence Business Loan Interest Rates

12.23.2021

3 min read. December 23, 2021 – by Jacinta Sherris -Updated July 2022 Business loan interest rates ultimately determine how much you’ll pay over the lifetime of your loan or financing product. I...

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Business Loans & Financing

Finding Capital: Where To Look If Banks Reject Your Small Business Loan Request

12.23.2021

3 min read. December 23, 2021 – by Lauren Coppolone If your small business loan request has been denied by a bank – don’t think you’re alone. Small business loan approval rates a...

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Business Financing Advisor

5 Ways For Small Businesses to Improve Creditworthiness

12.23.2021

2 min read. December 22, 2021 – by Phil Fernandes Your business credit ratings are one of the most important factors that determine whether you can access financing to start, support, and ...

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Business Loans & Financing

What is The Average Business Loan Rate in 2022? (Guide)

12.10.2021

8 min read. May 17, 2022 – by Phil Fernandes What is the average business loan rate? According to data from the Federal Reserve, the average business loan interest rate ranges between 2.5%...

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Business Loans & Financing

How to Refinance a Business Loan

12.10.2021

4 min read. December 10, 2021 – by Joe Camberato Refinancing a business loan is absolutely possible. In many cases, businesses are able to secure more favorable interest rates or terms whe...

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Growing Your Business

The 10 Most Profitable Small Businesses in 2021

11.10.2021

3 min read. November, 2021 – by Lauren Coppolone It’s no understatement that the Covid-19 pandemic in 2020 disrupted business as usual. Many businesses were forced to adapt and those who...

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Automotive

The Chip Shortage Could Continue Causing Problems for Businesses in 2022

10.29.2021

3 min read. October 29, 2021 – by Phil Fernandes The chip shortage has been causing problems for businesses across different industries, and it may not be over anytime soon. Semiconductor chips are ...

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Professional/Business Trends

4 Ways to Find a Great Job — Even if You Don’t Have a College Degree

10.19.2021

2 min read. October 19, 2021 – by Amanda D’Auria If you’re like many people, you grew up hearing that if you want to find a good job, you have to go to college first. But the major...

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Construction

New Home Prices Are Rising – Fueled by Supply Constraints

10.13.2021

3 min read. October 13, 2021 – by Jacinta Sherris Low mortgage rates coupled with a wave of city dwellers looking for more space to work from home pushed the housing market towards an extraordi...

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Growing Your Business

Will Student Loans Be Forgiven? 5 Reasons Why Advocates Say They Should Be

10.07.2021

3 min read. October 7, 2021 – by Lauren Coppolone Student debt stands at about $1.7 trillion and affects nearly 45 million Americans. It’s greater than accumulated car loans and credit c...

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Business Financing Advisor

The Future Of Small Business Lending

09.30.2021

3 min read. October 8, 2021 – by Phil Fernandes Small business lending has changed dramatically over the past several years. Alternative financing and the growth of online lenders has generated...

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Business Loans & Financing

What is an SBA 7a loan?

09.21.2021

The Small Business Administration (SBA) offers a variety of lending programs. It’s most popular program, the SBA 7(a) loan, includes financial assistance for small businesses who meet certain requir...

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Construction

Companies Are Hesitant to Return to Pre-Pandemic Business Travel

09.21.2021

2 min read. September 21, 2021 – by Joe Camberato Travel numbers have increased from a year earlier, but many U.S. companies are cautious about returning to business travel. That was one of the key...

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Business Loans & Financing

What Are Bridge Loans?

09.14.2021

Bridge loans are short-term financing solutions that provide an influx of cash until borrowers secure a more permanent type of financing. Bridge loans have short repayment terms, typically up to one y...

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Latest News

Eviction Moratorium is Overturned — What Does This Mean for Landlords and Renters?

09.01.2021

Last week, the Supreme Court overturned the eviction moratorium in a 6-3 decision, citing the Center for Disease Control and Prevention’s (CDC) lack of legal authority. According to the court, Congr...

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Latest News

Pfizer Vaccine Receives FDA Approval, Paving the Way for More Vaccine Mandates

08.29.2021

On Monday, the U.S. Food and Drug Administration (FDA) granted full approval to the Pfizer-BioNTech Covid-19 vaccine for individuals 16 and older. It’s the first coronavirus vaccine to receive full ...

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Growing Your Business

Restaurant Wages Rose 10% Last Quarter as Businesses Struggle With Staffing

08.27.2021

For the past year, restaurant owners have been looking forward to the day when states would lift occupancy restrictions, and they could operate at full capacity. But even with many of these restrictio...

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Growing Your Business

10 Small Business Tips For Entrepreneurs

08.25.2021

There’s no secret recipe for being a successful entrepreneur. Starting and managing your business effectively requires a wide range of skills. Nonetheless, there are a couple tips that can help you ...

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Growing Your Business

What Will it Take for Small Business Owners to Recover From The Labor Shortage?

08.06.2021

The Covid-19 pandemic has resulted in a labor shortage that is putting small business owners in a difficult position. On one hand, many are still recovering from the 2020 economic crisis and just star...

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Business Financing Advisor

How to Get a Small Business Loan in 5 Steps

05.15.2021

Considering getting a small business loan but worried about the process? Getting a small business loan doesn’t have to be complicated.  We’re breaking down how to get a small business loan in...

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Business Financing Advisor

6 Factors That Keep You From Getting a Small Business Loan

05.04.2021

Business loans are a great way to get an influx of cash. They can be used to make large purchases, finance growth, cover operational costs, and more. Even though business loans offer a host of differe...

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Business Financing Advisor

What Is Asset-Based Lending?

04.29.2021

4 min read. Updated February, 2022 – by Joe Camberato Asset-based lending is a form of business financing that’s secured by collateral. Collateral is any asset a business owns that is of value and...

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Business Loans & Financing

Best Short Term Business Loans

11.25.2020

3 min read. October 16, 2021 – by Joe Camberato When you own a small business, an urgent need for cash is a common problem. You might need to hire new employees, purchase new inventory, or...

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Business Financing Advisor

What Are The Different Types of Small Business Loans?

10.16.2020

There’s no question about it: at some point or another, your growing business will need capital. If you’re like most business owners, your first step may be to research the types of small business...

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Business Loans & Financing

Unsecured Business Loans: Everything You Need to Know

04.06.2018

Updated, November 2021. In theory, unsecured business loans are the perfect finance options for many business owners. However, as enticing as no collateral requirements may seem, the word “unsecured...

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Growing Your Business

Record-Breaking Rent Costs Could Rise Even Higher

08.12.2022

5 min read. August, 2022 – Amanda D’auria Renters are already dealing with high housing costs, but now they have added competition — buyers priced out of the housing market. Last year, a 30-...

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Growing Your Business

5 Things Big Players Can Learn From Small Retailers When It Comes To Customer Experience

08.02.2022

5 min read. August, 2022 – Lauren Coppolone In the retail space, the ‘big players’ – corporations like Walmart, Kroger, and Target – are generally considered the dominant and superio...

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Growing Your Business

Top 5 Types of Commercial Loans for Your Business

07.27.2022

8 min read. August, 2022 – Amanda D'auria What are the best types of commercial loans that you can take for your business? Continue reading to learn more! You can’t anticipate the next growth oppo...

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Growing Your Business

How to Get a Commercial Loan in 2022: 5 Must-Know Things

07.26.2022

11 min read. August, 2022 – by Lauren Coppolone Are you looking to get a commercial loan for your business? Continue reading to learn how! Purchasing new equipment, acquiring a new venture, or incre...

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Growing Your Business

How to Choose the Right Commercial Lender

07.20.2022

7 min read. July 2022 – by Phil Fernandes Whether you’ve been in business for 30 years or you’re only in the beginning stages of your operation, you’ll likely need capital to support your gro...

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Growing Your Business

What Is Commercial Financing? +Top 5 Things You Need to Know

07.19.2022

10 min read. July, 2022 – by Lauren Coppolone What is commercial financing, and what are some of the most important things that you need to know? Continue reading to learn more! Business o...

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