3+ Months in Business We fund all practices , from new to established offices and everything in between.
$120,000 in Annual Gross Sales Whether you do $120,000 or $12,000,000+ in billings, we have your back!
No Minimum Credit Score (If you make $120K in annual gross sales & have been in business for 6+ months) You don’t need squeaky clean credit to qualify —we work with all credit profiles.
Access exclusive, medical-specific programs that most lenders don't have access to.
Find the best loan for your medical practice through our 75+ lender marketplace.
Get your business off the ground, even if you haven't opened your doors.
Whether you're a general practitioner or podiatrist, you're in the right place. Learn how you can
get flexible financing suited to your practice's needs through a quick, simple and easy process.
Loan Amount $10,000 – $5Mil
Flexible Terms 6 Months – 10 Years
Time to Fund 1 – 3 Days
Buy new medical equipment and supplies, hire additional staff, and grow your practice faster.
Get medical financing to cover payroll, pay bills, purchase supplies, and bridge gaps between slow insurance payments.
Expand or open a second practice, take on more patients, add new equipment, or capitalize on unexpected opportunities.
Medical or dental loans give you the working capital you need to either take on additional patients, or cover operating expenses while waiting for slow insurance payments. Through National's 75+ lender marketplace, you can get the best deal on financing. National also offers several exclusive benefits, including zero upfront fees, and financing options for medical professionals who have not yet opened a practice.
At National, we provide options for all medical and dental practices, regardless of FICO score and time in business. Whether you have a two-person LLC or a sprawling practice with several professionals, we can help you find a solution that works for your business.
National offers doctor loans and healthcare professional financing options of all kinds, including dentists, pharmaceutical professionals, veterinarians, chiropractors, optometrists, and primary care physicians to help their practices grow and succeed.
Why National Business Capital?
| Bank | Direct Lenders |  |
|
|---|---|---|---|
| Paperwork |
- 2-3 Years Tax Return - 2-3 years Financials |
- 3-6 Months Bank Statements - 1 Year Tax Return - 1 year Financials |
- 3 Months Bank Statements - No Tax Returns Required |
| Application |
- Lengthy - Paper Intensive |
Multi-page Paper Application |
- One page - One Minute - DocuSign® |
| Number of Lenders | 1 | 1 | +75 |
| Service Level | Processor | Programmatic | Personal Advisor |
| Approval Process | Weeks/Months | Days/Weeks | Hours/Days |
| Speed to Funding | Months | Days/Weeks | Hours/Days |
| Collateral Requirements | Always | Sometimes Required | Not Necessary |
| Business Profitability | Always | Sometimes Required | Not Necessary |
| Credit Score | 680+FICO | 600+FICO | No Minimum FICO |
| Credit Check | Hard Pull | Hard Pull | Soft Pull |
National Business Capital is the #1 FinTech marketplace offering small business loans and services. Harnessing the power of smart technology and even smarter people, we’ve streamlined the approval process to secure over $1 billion in financing for small business owners to date. Our expert Business Financing Advisors work within our 75+ Lender Marketplace in real time to give you easy access to the best low-interest SBA loans, short and long-term loans and business lines of credit, as well as a full suite of revenue-driving business services. We strengthen local communities one small business loan at a time. For every deal we fund, we donate 10 meals to Feeding America!
