Phil Fernandes

Phil Fernandez brings more than a decade of sales and leadership experience to his work at National Business Capital. Prior to joining NBC, he held management roles across both high-volume retail and B2B environments, where he led teams, drove operational performance, and developed a disciplined, execution-focused leadership style. His background in territory management and long-term client relationship development continues to shape how he approaches partnerships and results today.

Phil has pursued ongoing professional development through the MIT Executive Program in Business Analytics, studied Business Administration at Suffolk County Community College, and is affiliated with the Key Associates YPO Group for COOs, reflecting his commitment to continuous improvement and strategic leadership.

What sets Phil apart is his combination of competitiveness and accountability, balanced by a deeply collaborative mindset. He values the culture at National Business Capital and the impact the team has on helping small business owners succeed. A multi-year President’s Club honoree, Phil is recognized for consistently delivering results while holding himself and those around him to high standards.

Outside of work, Phil is a devoted husband and father to a six-year-old son, and he prioritizes time with his family above all else. He enjoys staying active and creating new experiences together, whether outdoors or while traveling. Personally, Phil is passionate about road cycling, golf, and following New York sports and Formula 1. Positano, Italy stands out as a favorite destination, and he enjoys watching Ford v Ferrari and Drive to Survive. Phil lives by the mindset, “Ideas are easy. Execution is everything,” and recommends books like Good to Great, Never Split the Difference, Scrum, and The Science of Scaling.