ABOUT THE AUTHOR
The Client
NRG Coast is a California-based gas station operator serving commercial drivers and local customers. Like other fuel retailers, the business runs on steady volume but tight margins, and is often at the mercy of strict regulatory oversight.
The Opportunity
NRG was required to complete state-mandated underground tank upgrades with a firm task of breaking ground before the end of 2025. The work was a first step in a longer, multi-year compliance process and was necessary to keep the station operating without interruption and facing fines.
The Challenge
NRG needed to move forward on a fixed regulatory timeline while navigating the pace of public-sector financing, including:
- A construction deadline tied to compliance milestones
- State-backed financing that could not move fast enough
- No flexibility on when work needed to begin
- A risk of delays before the project even started
Our Approach
National Business Capital structured a $200,000 short-term bridge designed to cover the timing gap between construction needs and long-term state financing, with:
- A defined scope tied directly to the tank upgrade project
- A clear construction timeline
- A predictable payoff path from the start
The Outcome
With capital in place, NRG was able to:
- Mobilize contractors and crews
- Secure the materials and confirm scheduling
- Break ground on time to meet compliance requirements
- Maintain steady operations during construction
Bridge financing kept the project on schedule and allowed NRG to move through the first phase of its compliance process without disruption.
Why National Business Capital
When timing in critical and traditional lenders can’t keep up, National delivers.
