ABOUT THE AUTHOR
The Client
Carlyle Corp*, a major infrastructure contractor supporting large-scale New York State projects, operates in a business where payment timing rarely moves at the pace of the work itself. With multiple state contracts in motion and future bids already underway, leadership needed capital that could support what comes next, not just what was outstanding.
The Situation
The company had approximately $3 million in receivables tied to a major Albany infrastructure contract, with payment timing extending beyond 150 days due to the scale and scope of the project.
While those funds remained outstanding, the next wave of state projects was already in motion. Payroll, materials, and operational costs continued on schedule, creating a need to align capital with active and upcoming work.
The Challenge
The business needed to account for:
- Managing extended receivables cycles
- Supporting active project operations
- Funding payroll and materials
- Maintaining momentum during delayed payment windows
Traditional financing structures often move cautiously around long receivables timelines, even when the underlying contracts and business remain strong. What Carlyle Corp needed was capital aligned to project timing and growth continuity.
Our Approach
National Business Capital structured a $1.5 million Flex Line designed to bridge the extended receivables cycle while supporting the next phase of active projects.
Rather than focusing only on the delay itself, the structure was built around operational continuity and future opportunity, giving leadership the flexibility to stay focused on upcoming state work already in progress.
The Outcome
With capital aligned to the pace of the business, Carlyle Corp was able to:
- Maintain momentum across active projects
- Support payroll and operational costs
- Continue pursuing upcoming state work
- Reduce pressure from delayed receivables
- Keep leadership focused on growth
The funding helped transform a payment delay into a more manageable timing issue instead of a slowing of progress.
Why This Is True Capital
This was about protecting momentum, supporting future work, and making sure delayed payments didn’t interrupt the next phase of growth.
That’s what True Capital is all about.
Why National Business Capital
We help businesses secure capital that fits how they actually operate, especially when payment timing and real-world project cycles don’t align with traditional lending models.
If your business is preparing for what comes next, we’re here to help make sure capital keeps pace.
*Client name changed to protect confidentiality