ABOUT THE AUTHOR
The Client
Renova Restorers is a property restoration company working with homeowners and insurance carriers to repair and rebuild damaged properties. With a steady book of business and a strong operating history, the company had built reliable demand across its core services.
When ownership changed, the business didn’t pause. Operations continued, customers stayed, and revenue remained consistent. But the transition opened the door to something more than continuity. It created space to expand.
The Opportunity
Renova saw an opportunity to bring a critical part of its workflow in-house.
Instead of relying on third-party storage providers, the company planned to launch its own warehouse-based storage division. By offering storage directly to clients, Renova could improve margins, control service quality, and unlock $1.5 million in new annual revenue.
But execution depended on timing. Building codes required facility upgrades, including a sprinkler system, before the new division could legally operate. Without fast access to capital, the opportunity would stall.
The Challenge
On paper, the deal looked complicated.
New ownership caused many lenders to underwrite Renova as a brand-new business. A lingering lawsuit between former owners didn’t help, despite having no impact on day-to-day operations.
Traditional lenders focused on what had changed, not what had endured. The result was hesitation, delays, and declined conversations when speed mattered most.
Our Approach
National looked past the nameplate and focused on the fundamentals.
We recognized Renova as a turnkey operation: established customers, steady revenue, and a clear, executable growth plan.
Working directly with their advisor, we structured a Flex Line on National’s balance sheet—$175,000 funded, with $350,000 total available—to cover compliance upgrades and support the launch of the new division.
The funds provided speed, flexibility, and room to grow without overcommitting capital.
The Outcome
Renova moved forward without delay.
The warehouse upgrades stayed on schedule. The new storage division launched. And the business unlocked a wholly-owned revenue stream designed to scale alongside existing operations.
What could have been stalled by paperwork became a growth story funded in days, not months.
Why National Business Capital
When banks step back, we step up.
National Business Capital partners with businesses and advisors to see what others miss: potential, execution, and fundable vision. We help turn opportunity into action with speed and structure that fit the moment.
If you are ready to grow, but are facing funding hurdles, we’re ready to help.
