ABOUT THE AUTHOR
The Client
Tuff Turf* is a Northeast-based turf manufacturer operating in a high-demand, contract-driven market. With steady customers and growing demand, the company was already on a clear growth trajectory.
The Opportunity
Tuff Turf was in the middle of expanding into a new facility—one that would double production and quadruple capacity.
Midway through construction, momentum accelerated. The company landed several new contracts earlier than expected, forcing operations to scale faster than planned. Production, staffing, and infrastructure all needed to move at once. The opportunity was undeniable. The timeline was not forgiving.
The Challenge
Traditional financing couldn’t keep pace with the reality on the ground:
- Banks hesitated over temporary losses tied to onboarding new contracts
- SBA financing was too slow for the urgency of the expansion
- Short-term lenders offered too little to support the scale required
Tuff Turf needed $500K immediately to keep construction and equipment purchases on schedule, with an additional $250K likely needed once production stabilized.
Waiting wasn’t an option. Slowing down wasn’t either.
Our Approach
National Business Capital moved quickly, without sacrificing structure. Within days, we approved $500K through a Flex Line, providing immediate capital to cover:
- Equipment purchases
- Leasehold improvements
- Construction costs
The funding was backed by Tuff Turf’s steady and growing contracts in a high-demand sector, not just a snapshot of recent financials. But we didn’t stop there.
To support the next phase of growth, we built in flexibility: A pre-positioned second tranche of $250K, conditionally approved and ready for release pending updated financials in 90 days.
Where others saw short-term losses, we saw momentum worth funding.
The Outcome
Funding Secured. Growth Teed Up.
With capital in place, Tuff Turf was able to:
- Complete their facility buildout on schedule
- Capitalize on new contracts without disruption
- Expand into new verticals, including golf courses and arenas
- Create additional local jobs
The result:
Revenue positioned to grow from $7M to $13M within a year. This wasn’t just funding—it was strategic capital designed to support the company’s next chapter.
National Business Capital doesn’t just fund gaps. We fund momentum. When opportunity moves faster than traditional lending, we design solutions that keep your plans on pace.
