Bridging capital gaps while protecting equity
Access flexible junior capital—up to $15M direct—while keeping structures intact and your PE deals on track.
A partnership built to lock-in the close
When private equity teams encounter timing pressure, tighter credit boxes, or bank constraints, even strong transactions can start to feel fragile and confidence can slip.
That’s when our team steps in, providing subordinated capital to cover the gap and keep the deal on track.
- Bridge capital gaps uncovered late in diligence
- Extend leverage beyond senior lender constraints
- Preserve equity while completing the capital stack
- Close deals that are too small or time-sensitive for banks
Our core focus across companies and transactions.
Who qualifies:
- U.S. businesses, B2B and B2C
- Revenue from $500K to $75M+
- No minimum collateral or profitability requirements
- Construction, healthcare, retail, restaurant, wholesale & more
What we fund:
- Expansion
- Acquisitions
- Restructures
- Recapitalizations
- Capital shortfall
From subordinated debt to late-stage bridge capital, our award-winning team delivers flexible solutions that push deals through the finish line.
Since 2007, we’ve deployed over $3B to partners and growing businesses.
Fund in-house, up to $15M direct from our balance sheet
From $250K -$15M, we tailor funding to fit client needs.
We’ve built our reputation on finding clear solutions to complex needs.
Markets shifted. Credit tightened. Stability restored.
First Harvest, a 55-year agricultural distributor, faced an unexpected challenge when commodity nut prices underwent significant volatility. The price changes caused their senior bank to re-evaluate the company’s collateral, reducing available borrowing capacity just as seasonal vendor payments were approaching.
A referral partner brought them to National. We structured a $5M term loan aligned to their operating cycle, providing liquidity without disrupting the existing senior lender position.
For the partner, it meant trust reinforced. For First Harvest, it meant honoring vendor commitments and navigating price fluctuations without interruption.
4 days. $8 million. No senior lender.
Frontline Strike Group, a $90M defense systems manufacturer founded by Special Ops veterans, was preparing to acquire a minority stake in an industry partner to strengthen supply chains and accelerate growth toward $145M.
One week before closing, the committed capital disappeared. With no senior lender in place, the company had days to replace $8M or lose the transaction.
National Business Capital completed underwriting, conducted site visits across two locations, and structured a $10M performance-backed term loan within four days—funding $8M immediately and preserving the deal.
Capital Insights for today, tomorrow, and beyond
From funding strategies to industry trends, our experts break it down.
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“Clean, fast capital without equity or dilution ideal for edge-case growth or timing constraints.”