Loan Types Explained Archives | National Business Capital
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the funding process

Loan Types Explained

Your business doesn’t run like everyone else’s, and your funding shouldn’t either. Each of our loans support specific goals, timelines, and stages of growth.

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Core ways to fund growth

  • Cash Flow Advance: Speed-focused funding tied to cash flow—not collateral—useful for payroll, inventory buys, or quick opportunities.
  • Term Loan: Longer-range capital for upgrades, expansion, or new projects with set payment schedules.
  • Line of Credit: A revolving pool you draw and repay as needed to smooth out cash-flow swings.
  • Equipment Financing: Use new equipment purchases as collateral while preserving working capital.
CEO holding an offer sheet seeking business capital from a lender

Less hassle, more hustle

Secure custom financing with fewer roadblocks or runarounds.

A line of credit for businesses offers access to capital on an as-needed basis, where you only pay for what you use.


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Short-term funding with repayment fixed to revenue. Often used to cover expenses, payroll, or inventory.


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Financing for new or upgraded equipment, secured by the equipment itself to avoid large upfront costs.


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A lump-sum loan repaid with a set schedule and fixed rate, ideal for projects where costs are known upfront.


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Junior capital used to bridge funding gaps in complex capital structures while maintaining flexibility.


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