It used to be that even if a company showed strong promise in their sales, or boasted a credit score that would make the richest and stingiest bankers weep into their gold-dusted ice cream, something as small as a tax lien would turn into a mountainous roadblock between a business owner and the Small Business Administration (SBA) loan needed to make a business dream a reality.
That’s just one of the reasons why National Business Capital made the Hybridge SBA™ Loan—to make it easier for main street to get the SBA funds they need. You know what kind of business loan is best for your company. Who’s to say otherwise?
685 FICO: The rampant clinical obsession with perfect credit scores among bankers and other lenders is nothing short of rude and pretentious to the team at NBC. No business is perfect, and every business needs to grow and develop in one way or another. That’s why NBC made the Hybridge SBA Loan available for all businesses with credit scores of 685 and up, instead of imposing the ridiculous standards set by the vast majority of SBA providers.
2+ Years in Business: Every business has its story. Some are shorter than others. NBC wants to give all businesses a chance to lengthen their lifespan by getting the SBA funds they deserve—from the youngest companies taking their first steps, to the most elderly seeking to stretch out their golden years for generations to come.
$100K in Annual Gross Sales: Most banks and other lenders see $100,000 in annual revenue and laugh in small business owners’ faces. But NBC sees enormous potential in $100,000. In fact, they see enough promise in that amount to give SBA funding with the best terms available. Besides, the whole point of funding a business is for growth and development. $100,000 is an excellent launching point.
Now that you’re hooked, we’ll move on to the really exciting stuff. But first, some exposition:
In the past, if small business owners have financial records that blow away all of NBC’s standards above, as mentioned earlier, something as small as a tax lien or a missed payment from 5 years ago would come back to bite where it hurts.
For a funding option with “small business” in the title, it certainly seems like SBA lenders are especially reluctant to forgive applicants for even the smallest mistakes, which accounts for their measly approval rate of 48%.
Here’s the three biggest ways NBC’s Hybridge SBA Loan helps you get the funding you need, that no other lender can provide:
So now you know just a few of the ways the Hybridge SBA Loan is finally making SBA funding a possibility for all small business owners. If you’d like to speak to an expert Business Financing Advisor to learn more, call (877) 482-3008 to ask any questions you might have.
And of course, you can always fill out this 1-minute application form online to get the ball rolling today!
Or, check out our blog—The NBC Advisor—and the Hybridge SBA Loan Program Page to dive deeper into the Hybridge process, and discusses the many more ways it’s helping thousands of small business owners get the funding they need.
National Business Capital helps entrepreneurs secure quick and fair financing to save time and cultivate sustainable growth.
Our stress-free online platform is designed for simplicity and speed, helping business owners go from application to approval in a matter of hours. And while we remain a leader in the Fintech industry, our clients agree it’s our personalized service and award-winning team that sets us apart.
From SBA loans to lines of credit, to equipment financing, and more, business owners can access all the different financing programs available to them in one place. Through our streamlined process, we have helped clients secure $2 billion in financing since 2007, and, more importantly, we’ve helped entrepreneurs save a tremendous amount of time and grow faster.
Joseph Camberato, CEO of National Business Capital, developed a passion for business at a young age. Joe started his company in 2007 in his spare bedroom and has grown to secure over $1 Billion dollars in financing for small business owners nationwide. National’s team has an amazing culture and has been name the #1 Top Workplace on Long Island 3 years in a row and counting. Joe is a trusted financial expert who’s published more than 2,000 articles in the last 3 years. His articles have generated over 5 million page views and has been featured on blogs such as Google News, Yahoo, CNBC, Forbes Magazine, etc. His passion has also inspired him to build the "GrowByJoe” YouTube channel where he shares his insights into small business trends and tips for growth. Joe also holds a seat on Forbes Finance Council and is an active member of the Young Presidents' Organization (YPO), a global leadership community.