6+ Months in Business
As long as your franchise has been in business for 6 months, we can help!
$120,000 in Annual Gross Sales
Whether you do $120,000 or $12,000,000+ in sales, we have your back!
No Minimum Credit Score
You don’t need squeaky clean credit —we have options for franchises of all credit profiles.
Access franchise financing programs with terms as long as 20 years.
Get a deal that works for your franchise without overpaying, through set rates and terms.
Access financing in as little as 2 days on funding amounts of $350K or less.
Your franchise may have an update deadline, but that doesn’t mean you have to settle for sky-high rates. Learn how you can access competitive offers for any franchise needs in just a few hours!
Financing Amount $10,000 – $5Mil
Flexible Terms 6 Months – 10 Years
Time to Fund 2-7 Days
Buy new equipment or inventory, hire new staff, or prepare for seasonal changes.
Get extra working capital to manage payroll, bridge gaps in cash flow, or pay bills.
Expand or open a second location, serve more customers, or capitalize on bulk order discounts.
Simply put, franchise loans and financing programs help franchise owners to both capitalize on new opportunities and cover upcoming expenses.
For franchise owners, there are always ways to drive higher revenue. Successful restaurant franchise owners looking to serve more customers may need funding to expand their locations. Other franchise owners looking to drive higher revenue by purchasing an additional location may need funding as well. Franchise loan and financing programs can help entrepreneuers get funding to accomplish these goals, without losing valuable time by waiting around for approvals.
When corporate offices require mandatory remodeling or equipment upgrades, the expenses can be difficult to cover. Franchise loans and financing can provide the capital necessary to make these adjustments, without risking forced closure or tapping into working capital.
If you’re strapped for cash, the Business Financing Advisors at National can help find a program that works for your business. Even an open tax lien or previous credit challenges will not disqualify you. We take pride in delivering prompt service to help you grow your franchise to the highest potential. Over the years, we’ve funded numerous franchises, including Subway, CiCi’s Pizza, Meineke Car Care Center, Golden Crust, Golden Corral, Firehouse Subs, Kentucky Fried Chicken, Domino’s Pizza, IHOP, Burger King, Jack in the Box, and Quizno’s!
By looking past low credit to see the “big picture”, National can help you qualify for a program that makes sense for your business, helping you obtain funding before your opportunity passes.
Why National Business Capital?
| Bank | Direct Lenders |  |
|
|---|---|---|---|
| Paperwork |
– 2-3 Years Tax Return – 2-3 years Financials |
– 3-6 Months Bank Statements – 1 Year Tax Return – 1 year Financials |
– 3 Months Bank Statements – No Tax Returns Required |
| Application |
– Lengthy – Paper Intensive |
Multi-page Paper Application |
– One page – One Minute – DocuSign® |
| Number of Lenders | 1 | 1 | 75+ |
| Service Level | Processor | Programmatic | Personal Advisor |
| Approval Process | Weeks/Months | Days/Weeks | Hours/Days |
| Speed to Funding | Months | Days/Weeks | Hours/Days |
| Collateral Requirements | Always | Sometimes Required | Not Necessary |
| Business Profitability | Always | Sometimes Required | Not Necessary |
| Credit Score | 680+FICO | 600+FICO | No Minimum FICO |
| Credit Check | Hard Pull | Hard Pull | Soft Pull |
