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CEO & Founder of National Business Capital, the leading fintech marketplace offering streamlined small business loans.
The vast majority (99.9%) of businesses in the United States are considered small businesses. Half of them are home-based firms, and one-fifth are family-owned businesses, but as a whole, small businesses make up a significant portion of our economy—65% of all new jobs since 2000 have come from small businesses.
Business is inherently personal because companies are made up of people who aren’t interested in one-size-fits-all approaches. No one wants to feel like a cog in a wheel, which is why taking a personal approach in business often leads to better performance and greater satisfaction in your work.
A growing number of states require teaching financial literacy in public schools for this very reason. However, it’s a surprisingly bipartisan issue—seven states have financial literacy class requirements, and 34 have pending legislation.
But, what is financial literacy, and what are the benefits of implementing these classes in public schools?
CEO & Founder of National Business Capital, the leading fintech marketplace offering streamlined small business loans.
Building and maintaining strong company culture is essential for businesses of all sizes. Companies with a positive culture are more enjoyable workplaces and, more importantly, tend to have better retention rates.
Starting a business is challenging, but returning to the business world after bankruptcy can be even more difficult. You’ve spent months having all of your income and assets scrutinized, and your credit score probably took a huge hit.
When the Covid-19 pandemic began, and businesses were forced to shut down their operations, Congress passed programs to provide financial assistance to companies. One of these programs was the employee retention credit (ERC).
Inflation is hitting small businesses hard right now—data from MetLife and the U.S. Chamber of Commerce found that 85% of small-business owners surveyed expressed concern about inflation. And 1 in 3 listed inflation as their top business concern.
Franchising is making a comeback after a dismal outlook at the beginning of the Covid-19 pandemic. The International Franchise Association forecasts that 17,000 franchise locations will be added throughout 2022.
Every day, your employees make decisions that affect your workplace. And depending on their level of engagement, those decisions can either help or hurt your company.
Every small-business owner should be taking advantage of tax credits. Tax credits are a powerful tool that can help you reduce your taxable income and make a direct impact on your annual tax bill.
When it comes to the stock market, a little bit of preparation can go a long way. Before venturing into the trading game, it’s wise for newcomers to learn about best practices, strategies and tips. And there are certainly plenty of educational resources—books, magazines,
A solid accounts receivable process ensures steady cash flow to your business, which makes it an integral part of your overall financial strategy. Modern technology has made it easier than ever for businesses to stay on top of their AR and promptly collect payments from customers and clients.
CEO of National Business Capital, the leading fintech marketplace offering streamlined small business loans.
Keeping your small business afloat during the best of times can be challenging. But when you hit a difficult season in your business, it can feel downright impossible.
Online shopping is continuing to boom as more and more people seek to avoid the hassle or perceived risks of in-store shopping. While the convenience of e-commerce is great for consumers, brick-and-mortar businesses have been feeling the effects in a very real way.
Both new and established businesses need ongoing access to capital. A small-business loan can give you access to the cash you need to keep operations afloat and fund new business ventures. But over 80% of small-business owners who apply for a loan via a bank get rejected. And there are more financing options than ever, so it’s hard to know what type of loan you should use or how to pick the lender that’s right for you.
The summer of 2021 looks very different from the summer of 2020. While the pandemic continues and life isn’t entirely back to normal, a sense of normalcy is slowly starting to return.
CEO of National Business Capital, the leading fintech marketplace offering streamlined small business loans.
