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- - - When a strong year means a bigger tax bill, reinvest insteadBarbell & Co. was on track for its best year yet. Heading into the fourth quarter, the South Florida fitness studio saw an opportunity to put that profit to work. A $525,000 Term Loan funded a new spin studio and specialty pilates space for a growing membership. Closing before year end meant the investment lowered this year's tax bill too. The loan was structured around a business with no real estate or receivables to lend against.Read Growth Story
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Joseph Camberato

Founder & CEO

Recent Articles by Joseph

When Working Capital Builds the Flywheel

Growing Your Business

When Working Capital Builds the Flywheel

Joseph Camberato

Published April 22, 2026

The Flywheel of Capital Structure

Growing Your Business

The Flywheel of Capital Structure

Joseph Camberato

Published March 12, 2026

What Is Private Credit? A Flexible Financing Option for Business Growth

Business Loans & Financing

What Is Private Credit? A Flexible Financing Option for Business Growth

Joseph Camberato

Published January 21, 2026

Cash May Be King. Capital Is the Blueprint.

Growing Your Business

Cash May Be King. Capital Is the Blueprint.

Joseph Camberato

Published January 12, 2026

The Final Push: 7 Year-End Capital Plays To Make Before 2026

The Final Push: 7 Year-End Capital Plays To Make Before 2026

Joseph Camberato

Published December 16, 2025

Calculating a Million Business Loan Monthly Payment

Business Loans & Financing

Calculating a $1 Million Business Loan Monthly Payment

Joseph Camberato

Published December 15, 2025

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