Loans for Doctors and Dentists

Grow your practice and see success on your schedule with frictionless access to essential capital.

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What Do You Need to Qualify?

large business line of credit new york

3+ Months in Business

We fund all practices , from new to established offices and everything in between.

Line of Credit for Large Business

$120,000 in Annual Gross Sales

Whether you do $120,000 or $12,000,000+ in billings, we have your back!

credit-required-for-business-line-of-credit

No Minimum Credit Score

(If you make $120K in annual gross sales & have been in business for 6+ months) You don’t need squeaky clean credit to qualify—we work with all credit profiles.

  • Plus IconWhat Are Medical and Dental Practice Loans?
  • Plus IconWhat Do You Need to Qualify?
  • Plus IconWhat Are The Benefits?
  • Plus IconHow Can You Use Your Dental and Medical Practice Loan?
  • Plus IconWhy Choose National Business Capital for Medical Financing?

What Are Medical and Dental Practice Loans?

What Are Medical and Dental Practice Loans?

Medical or dental loans give you the working capital you need to take on additional patients or cover operating expenses while waiting for slow insurance payments. Through National’s 75+ lender marketplace, you can get the best deal on financing. National also offers several exclusive benefits, including zero upfront fees, and financing options for medical professionals who have not yet opened a practice.

At National, we provide options for all medical and dental practices, regardless of FICO score and time in business. Whether you have a two-person LLC or a sprawling practice with several professionals, we can help you find a solution that works for your business.

National offers doctor loans and healthcare professional financing options of all kinds, including dentists, pharmaceutical professionals, veterinarians, chiropractors, optometrists, and primary care physicians, to help their practices grow and succeed.

What Do You Need to Qualify?

What Do You Need to Qualify?

Finding financing is about more than getting an approval; it’s about getting the right approval. But in a constantly changing market, the right approval isn’t guaranteed. With NBC, work with a partner in growth, ensuring you’ll always have the financing you need—when you need it. Our business finance advisors combine deep industry expertise with cutting-edge technology to secure deals that algorithm-based financing services can’t.

Here’s what you’ll need to qualify:

  • 3+ Months in Business
  • $120,000 in Annual Gross Sales
  • No Minimum Credit Score

What Are The Benefits?

What Are The Benefits?

Whether you’re a general practitioner or podiatrist, you’re in the right place. Here are a few of the many benefits of National’s doctor and dentist loan solutions:

Exclusive Programs for Doctors

Access exclusive, medical-specific programs that most lenders don’t have access to.

Lower Rates & Longer Terms

Find the best loan for your medical practice through our 75+ lender marketplace

No Existing Practice Required

Get your business off the ground, even if you haven’t opened your doors.

How Can You Use Your Dental and Medical Practice Loan?

How Can You Use Your Dental and Medical Practice Loan?

There are no restrictions—use your capital to pursue any opportunity or overcome any challenge!

Grow Your Practice

Buy new medical equipment and supplies, hire additional staff, and grow your practice faster.

Cover Medical Business Expenses

Get medical financing to cover payroll, pay bills, purchase supplies, and bridge gaps between slow insurance payments.

Pursue Business Opportunities

Expand or open a second practice, take on more patients, add new equipment, or capitalize on unexpected opportunities.

Why Choose National Business Capital for Medical Financing?

Why Choose National Business Capital for Medical Financing?

Better Terms. Faster Funding. Easier Process.

Accelerate your success with frictionless financing and expert advice that breaks down the barriers to growth for every entrepreneur. Thrive with access to a business lending marketplace that’s built for entrepreneurs, by entrepreneurs. 

Experience a time-saving machine that cuts approval times from months to hours. Leverage an extensive network of over 75 lenders and teams of expert financing advisors to ensure you’ll always have access to the capital that best fits your business. 

Working with NBC, gain a financing partner for the future, ensuring your business has the capital it needs to seize every opportunity and grow without limits.

National Business Capital. Grow to Greatness.

Unlock the Lowest Rates, Longest Terms, and Highest Amounts

Line of Credit for Large Business

Loan Amount

$10,000 - $5Mil

Time-Saving Machine

Flexible Terms

6 Months - 10 Years

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Time to Fund

1–3 Days

How It Works

You’re only a few clicks away from the capital you need to reach your full potential.

  • 1.Apply Securely Within Minutes

    Move through our streamlined application within minutes and upload your business documents with zero risk.

    Apply Now
  • 2.Review Your Offers

    Compare your offers with expert advice from our team and select the best one for your specific circumstances.

  • 3.Get Funded

    With your money in hand, you can take advantage of opportunities and tackle challenges with confidence.

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New York Business Line of Credit

10 Reasons Why National Business Capital Offers the Best Small Business Financing

nbc-small-logoBankDirect Lenders

Paperwork

  • 3 Months Bank Statements
  • No Tax Returns Required
Bank
  • 2-3 Years Tax Return
  • 2-3 Years Financials
Direct Lenders
  • 3-6 Months Bank Statements
  • 1 Year Tax Return
  • 1 Year Financials

Application

  • One Page – One Minute
  • DocuSign
Bank
  • Lengthy
  • Paper Intensive
Direct Lenders
  • Multi-page Paper
  • Application

Number of Lenders

75+

Bank

1

Direct Lenders

1

Service Level

Personal Advisor

Bank

Processor

Direct Lenders

Programmatic

Approval Process

Hours/Days

Bank

Weeks/Months

Direct Lenders

Days/Weeks

Speed to Funding

Hours/Days

Bank

Months

Direct Lenders

Days/Weeks

Collateral Requirements

Not Necessary

Bank

Always

Direct Lenders

Sometimes Required

Business Profitability

Not Necessary

Bank

Last 2 Years

Direct Lenders

Sometimes Required

Credit Score

No Minimum FICO

Bank

680+ FICO

Direct Lenders

600+ FICO

Credit Check

Soft Pull

Bank

Hard Pull

Direct Lenders

Hard Pull

Customer Reviews

Trust Pilot reviewView More

Ready to See Your Options?

Go from application to approval in hours, not months, with a streamlined process that merges high-tech with human-touch for high-efficiency financing.