Privacy Policy

What Information Do We Collect?

• We collect information from you when you apply on the site or participate in another site feature.
• When applying, we may ask you for your name, e-mail address, mailing address, phone number, gross sales, and credit card volume or other information. You may, however, visit our site anonymously.
• Like many websites, we use “cookies” to enhance your experience and gather information about visitors and visits to our websites. Please refer to the “Do we use ‘cookies’?” section below for information about cookies and how we use them.

How Do We Use Your Information?

We may use the information we collect from you when you apply or use certain other site features in the following ways:

• To personalize your site experience and to allow us to deliver the type of content and product offerings in which you are most interested.
• To allow us to better service you in responding to your customer service requests.
• To quickly process your requests.
• To administer other site features.
• For internal purposes including, but not limited to, auditing, data analysis, and research to improve our product offering, service offering, and customer communications.
• To comply with our legal obligations, resolve any disputes that we may have with any of our users, and enforce our agreements with third parties.
• To fulfill any other purpose for which you provide it or for any other purpose with your consent; or in any other way, we may describe when you provide the information.

How Do We Protect Visitor Information?

We run off of Linux servers. We also use enterprise-class firewalls to protect your information. Our servers are monitored 24 hours/a day and 7 days/a week to ensure your information is protected. Please do note that you will never have to enter your social security number, date of birth, or actual credit card information on our site. We do not accept payments on our site. Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential.

Do We Use “Cookies”?

Yes. Cookies are small files that a site or its service provider transfers to your computer’s hard drive through your Web browser (if you allow) that enables the site’s or service provider’s systems to recognize your browser and capture and remember certain information. For instance, we use cookies to help us remember and process the items in your shopping cart. They are also used to help us understand your preferences based on previous or current site activity, which enables us to provide you with improved services. We also use cookies to help us compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future.

We may contract with third-party service providers to assist us in better understanding our site visitors. These service providers are not permitted to use the information collected on our behalf except to help us conduct and improve our business.

You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser (like Netscape Navigator or Internet Explorer) settings. Each browser is a little different, so look at your browser’s help menu to learn the correct way to modify your cookies. If you turn cookies off, you won’t have access to many features that make your site experience more efficient, and some of our services will not function properly.

Do We Disclose the Information We Collect to Outside Parties?

By using our services or providing us with your personal information, you consent to the collection, use, and disclosure of your information as described in this Privacy Policy.  We do not sell, rent, or lease to outside parties your personally identifiable information without your explicit consent, unless otherwise required by law. The term “outside parties” does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. The term “outside parties” does not include investors and other parties who assist us in the funding of your cash advance or servicing you, so long as those parties agree to keep this information confidential. Non-personally identifiable visitor information may be provided to other parties for marketing, advertising, providing you with relevant products, services, offers, or other uses. By providing your personal information, you acknowledge and agree that these outside parties may contact you via email, phone, or other communication channels, in order to offer their products, services, or promotions that may be of interest to you. Please note that the privacy practices of these outside parties are governed by their own policies, and we encourage you to review their privacy policies before engaging with them. We do not control the actions of these outside parties, and we disclaim any responsibility or liability for their use of your personal information. If you wish to opt-out of receiving communications from our third-party partners, you may do so by following the instructions provided in their communications or by contacting us or them directly. However, please note that opting-out may impact your access to certain services or offers. We take reasonable measures to ensure that your personal information is securely shared with outside parties and that they only use your information for the purposes specified in this Privacy Policy. We may disclose personally identifiable information that we collect or that you provide:

• To our subsidiaries and affiliates.
• To contractors, service providers, vendors, and other third parties we use to support our business.
• To respond to subpoenas, court orders, and legal processes, or to establish or exercise our legal rights or defend against legal claims.
• To investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violation of our terms or agreements, or as otherwise required by law; and/or to a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which your personal information is among the assets transferred.
• However, non-personally identifiable visitor information may be provided to other parties, including marketing agencies, advertisers, and business partners for marketing, advertising, or other uses.

Canada Residents

If you are a resident of Canada, or a Canadian entity, by using our site and/or filling out an application, you consent to our collection, use, and disclosure of your business and personal information, both online and offline, for the following purposes:

We may use your credit, financial, and related personal and/or business information provided to us while engaging in our services. Birth dates, social insurance numbers, or other personal identification information may be used by us to verify your identity, records, or credit information, and for the purposes of meeting legal, regulatory, audit, processing, security requirements, and as otherwise permitted or required by Canadian law and applicable foreign laws.

In order to evaluate your potential or actual transaction and to establish your credit history and/or the credit history for your business, we may provide and collect your information to/from the following third parties: (1) our respective affiliates, agents, and representatives; (2) credit bureaus and reporting agencies; (3) other lenders, business and financial institutions with whom you or the Business have had or may have a financial relationship, including references and any credit card processors; (4) parties connected with or involved in the proposed or actual financing, insuring, securitization, sale, assignment or other disposals of all or part of our businesses or assets; and (5) Successors and assignees of our business or asset.

Your consent will continue and be valid until the above-stated purposes have been completed. By consenting to this policy, you represent and warrant that you have the necessary consent of any other principals, guarantors, or other individuals whose personal information is provided to us by you.

Third Party Links

In an attempt to provide you with increased value, we may include third-party links on our site. These linked sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these linked sites (including if a specific link does not work).

Changes to Our Policy

If we decide to change our privacy policy, we will post those changes on this page. Policy changes will apply only to information collected after the date of the change. This policy was last modified on February 20, 2019.

Online Policy Only

This online privacy policy applies only to information collected through our website and not to information collected offline.

Questions and Feedback

We welcome your questions, comments, and concerns about privacy. Please send us any and all feedback pertaining to privacy or any other issue.

Your Consent

By using our site, you consent to our privacy policy.

*This provision does not apply to Canadian residents or entities