Commercial Mortgage Financing

Purchase, expand, or refinance your building

See success on your schedule with frictionless access to essential capital.

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What Do You Need to Qualify?

Time in business

2+ Years in Business

Even if your business is just starting to gain momentum, we can help you finance a building!

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$250K in Annual Gross Sales

Whether you do $250k or $10mil+ in sales, we have your back!

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620+ Credit Score

As long as your FICO score is 620 or above, you're all set!

  • Plus IconWhat Are Commercial Mortgage Loans?
  • Plus IconWhat Do You Need to Qualify?
  • Plus IconWhat Are the Benefits?
  • Plus IconHow Can Commercial Mortgage Financing Help?
  • Plus IconWhy Choose National Business Capital for Commercial Mortgage Financing?

What Are Commercial Mortgage Loans?

What Are Commercial Mortgage Loans?

Commercial mortgages help business owners buy or refinance land or a building used for business. In most cases, commercial mortgages operate based on a fixed-rate loan. This means the interest rate will remain the same throughout the term of the mortgage, instead of changing as the year’s pass.

Taking out a commercial mortgage can give you the financial freedom to buy a new building, or release equity from an existing owner. A commercial mortgage can also help you to extend, upgrade, or refinish the building. To capitalize on new opportunities, a commercial mortgage can help you purchase a new location.

By purchasing or refinancing your commercial property, you can take steps to improve your business, or utilize the building’s equity to pursue new opportunities!

Our commercial real estate loans have helped companies all over the country get back on course, not only by improving existing business, but also by expanding it! Restaurants, distributors, retail stores, contractors, doctors, trucking companies, and automotive services represent just a few of the industries we’ve served. Depending on your financial situation, we may have a number of commercial mortgage financing options that fit your business!

What Do You Need to Qualify?

What Do You Need to Qualify?

Finding financing is about more than getting an approval; it’s about getting the right approval. But in a constantly changing market, the right approval isn’t guaranteed. With NBC, work with a partner in growth, ensuring you’ll always have the financing you need—when you need it. Our business finance advisors combine deep industry expertise with cutting-edge technology to secure deals that algorithm-based financing services can’t.

Here’s how to qualify for commercial mortgage financing with National:

  • 2+ Years Time in Business
  • $250K in Annual Gross Sales
  • 620+ Credit Score

What Are the Benefits?

What Are the Benefits?

Commercial mortgage financing can be a game-changer for an entrepreneurs. Fortunately, National complements the many benefits of this type of financing with a streamlined process and multiple competitive offers with one digital application.

Own Real Estate

Own a commercial real estate asset—separate from your business.

Low Rates

Get competitive rates through our 75+ lender marketplace.

Build Equity

Start building equity by owning commercial real estate.

How Can Commercial Mortgage Financing Help?

How Can Commercial Mortgage Financing Help?

Unlock the full potential of your building. Here are a few of the many ways commercial mortgage financing can benefit an ambitious entrepreneur.

Business Growth

Expand your business by purchasing additional commercial real estate or relocating to a new location.

Business Expenses

Refinance your building to make capital improvements, instead of paying out of pocket. 

Business Opportunities

Pursue new business and growth opportunities by taking advantage of the equity in your commercial real estate.

Why Choose National Business Capital for Commercial Mortgage Financing?

Why Choose National Business Capital for Commercial Mortgage Financing?

Better Terms. Faster Funding. Easier Process.

Accelerate your success with frictionless financing and expert advice that breaks down the barriers to growth for every entrepreneur. Thrive with access to a business lending marketplace that’s built for entrepreneurs, by entrepreneurs.

Experience a time-saving machine that cuts approval times from months to hours. Leverage an extensive network of over 75 lenders and teams of expert financing advisors to ensure you’ll always have access to the capital that best
fits your business.

Working with NBC, gain a financing partner for the future, ensuring your business has the capital it needs to seize every opportunity and grow without limits.

National Business Capital. Grow to Greatness.

Unlock the Lowest Rates, Longest Terms, and Highest Amounts

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Loan Amount

$500,000 - $10Mil

Time-Saving Machine

Flexible Terms

15–25 Years

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Time to Fund

30–90 Days

How It Works

You’re only a few clicks away from the capital you need to reach your full potential.

  • 1.Apply Securely Within Minutes

    Move through our streamlined application within minutes and upload your business documents with zero risk.

    Apply Now
  • 2.Review Your Offers

    Compare your offers with expert advice from our team and select the best one for your specific circumstances.

  • 3.Get Funded

    With your money in hand, you can take advantage of opportunities and tackle challenges with confidence.

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10 Reasons Why National Business Capital Offers the Best Small Business Financing

BankDirect Lenders

Paperwork

  • 3 Months Bank Statements
  • No Tax Returns Required
Bank
  • 2-3 Years Tax Return
  • 2-3 Years Financials
Direct Lenders
  • 3-6 Months Bank Statements
  • 1 Year Tax Return
  • 1 Year Financials

Application

  • One Page – One Minute
  • DocuSign
Bank
  • Lengthy
  • Paper Intensive
Direct Lenders
  • Multi-Page Application

Number of Lenders

75+

Bank

1

Direct Lenders

1

Service Level

Business Advisor

Bank

Processor

Direct Lenders

Programmatic

Approval Process

Hours/Days

Bank

Weeks/Months

Direct Lenders

Days/Weeks

Speed to Funding

Hours/Days

Bank

Months

Direct Lenders

Days/Weeks

Collateral Requirements

Not Necessary

Bank

Always

Direct Lenders

Sometimes Required

Business Profitability

Not Necessary

Bank

Last 2 Years

Direct Lenders

Sometimes Required

Credit Score

620+ FICO

Bank

680+ FICO

Direct Lenders

620+ FICO

Credit Check

Soft Pull

Bank

Hard Pull

Direct Lenders

Hard Pull

Hear From Our Clients

2,000+ 5-star reviews, all from satisfied entrepreneurs

Ready to See Your Options?

Go from application to approval in hours, not months, with a streamlined process that merges high-tech with human-touch for high-efficiency financing.