Commercial Mortgage Financing
Purchase, expand, or refinance your building
See success on your schedule with frictionless access to essential capital.
Let's Get Started
What Do You Need to Qualify?
2+ Years in Business
Even if your business is just starting to gain momentum, we can help you finance a building!
$250K in Annual Gross Sales
Whether you do $250k or $10mil+ in sales, we have your back!
620+ Credit Score
As long as your FICO score is 620 or above, you're all set!
What Are Commercial Mortgage Loans?
What Do You Need to Qualify?
What Are the Benefits?
How Can Commercial Mortgage Financing Help?
Why Choose National Business Capital for Commercial Mortgage Financing?
What Are Commercial Mortgage Loans?
What Are Commercial Mortgage Loans?
Commercial mortgages help business owners buy or refinance land or a building used for business. In most cases, commercial mortgages operate based on a fixed-rate loan. This means the interest rate will remain the same throughout the term of the mortgage, instead of changing as the year’s pass.
Taking out a commercial mortgage can give you the financial freedom to buy a new building, or release equity from an existing owner. A commercial mortgage can also help you to extend, upgrade, or refinish the building. To capitalize on new opportunities, a commercial mortgage can help you purchase a new location.
By purchasing or refinancing your commercial property, you can take steps to improve your business, or utilize the building’s equity to pursue new opportunities!
Our commercial real estate loans have helped companies all over the country get back on course, not only by improving existing business, but also by expanding it! Restaurants, distributors, retail stores, contractors, doctors, trucking companies, and automotive services represent just a few of the industries we’ve served. Depending on your financial situation, we may have a number of commercial mortgage financing options that fit your business!
What Do You Need to Qualify?
What Do You Need to Qualify?
Finding financing is about more than getting an approval; it’s about getting the right approval. But in a constantly changing market, the right approval isn’t guaranteed. With NBC, work with a partner in growth, ensuring you’ll always have the financing you need—when you need it. Our business finance advisors combine deep industry expertise with cutting-edge technology to secure deals that algorithm-based financing services can’t.
Here’s how to qualify for commercial mortgage financing with National:
- 2+ Years Time in Business
- $250K in Annual Gross Sales
- 620+ Credit Score
What Are the Benefits?
What Are the Benefits?
Commercial mortgage financing can be a game-changer for an entrepreneurs. Fortunately, National complements the many benefits of this type of financing with a streamlined process and multiple competitive offers with one digital application.
Own Real Estate
Own a commercial real estate asset—separate from your business.
Low Rates
Get competitive rates through our 75+ lender marketplace.
Build Equity
Start building equity by owning commercial real estate.
How Can Commercial Mortgage Financing Help?
How Can Commercial Mortgage Financing Help?
Unlock the full potential of your building. Here are a few of the many ways commercial mortgage financing can benefit an ambitious entrepreneur.
Business Growth
Expand your business by purchasing additional commercial real estate or relocating to a new location.
Business Expenses
Refinance your building to make capital improvements, instead of paying out of pocket.
Business Opportunities
Pursue new business and growth opportunities by taking advantage of the equity in your commercial real estate.
Why Choose National Business Capital for Commercial Mortgage Financing?
Why Choose National Business Capital for Commercial Mortgage Financing?
Better Terms. Faster Funding. Easier Process.
Accelerate your success with frictionless financing and expert advice that breaks down the barriers to growth for every entrepreneur. Thrive with access to a business lending marketplace that’s built for entrepreneurs, by entrepreneurs.
Experience a time-saving machine that cuts approval times from months to hours. Leverage an extensive network of over 75 lenders and teams of expert financing advisors to ensure you’ll always have access to the capital that best
fits your business.
Working with NBC, gain a financing partner for the future, ensuring your business has the capital it needs to seize every opportunity and grow without limits.
National Business Capital. Grow to Greatness.
Unlock the Lowest Rates, Longest Terms, and Highest Amounts
Loan Amount
$500,000 - $10Mil
Flexible Terms
15–25 Years
Time to Fund
30–90 Days
How It Works
You’re only a few clicks away from the capital you need to reach your full potential.
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1.Apply Securely Within Minutes
Move through our streamlined application within minutes and upload your business documents with zero risk.
Apply Now -
2.Review Your Offers
Compare your offers with expert advice from our team and select the best one for your specific circumstances.
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3.Get Funded
With your money in hand, you can take advantage of opportunities and tackle challenges with confidence.



10 Reasons Why National Business Capital Offers the Best Small Business Financing
![]() | Bank | Direct Lenders | |
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Paperwork | ![]()
| Bank
| Direct Lenders
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Application | ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
| Bank
| Direct Lenders
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Number of Lenders | ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() 75+ | Bank 1 | Direct Lenders 1 |
Service Level | ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() Business Advisor | Bank Processor | Direct Lenders Programmatic |
Approval Process | ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() Hours/Days | Bank Weeks/Months | Direct Lenders Days/Weeks |
Speed to Funding | ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() Hours/Days | Bank Months | Direct Lenders Days/Weeks |
Collateral Requirements | ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() Not Necessary | Bank Always | Direct Lenders Sometimes Required |
Business Profitability | ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() Not Necessary | Bank Last 2 Years | Direct Lenders Sometimes Required |
Credit Score | ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() 620+ FICO | Bank 680+ FICO | Direct Lenders 620+ FICO |
Credit Check | ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() Soft Pull | Bank Hard Pull | Direct Lenders Hard Pull |
Hear From Our Clients
2,000+ 5-star reviews, all from satisfied entrepreneurs
Ready to See Your Options?
Go from application to approval in hours, not months, with a streamlined process that merges high-tech with human-touch for high-efficiency financing.