2+ Years Time in Business
Even if your business is just starting to gain momentum, we can help you finance a building!
$250K in Annual Gross Sales
Whether you do $250k or $10mil+ in sales, we have your back!
620+ Credit Score
As long as your FICO score is 620 or above, you're all set!
Own a commercial real estate asset—separate from your business.
Get competitive rates through our 75+ lender marketplace.
Start building equity by owning commercial real estate.
Unlock the full potential of your building. Learn how National can help you access competitive rates, terms and amounts to buy, expand or refinance your building!
Loan Amount $500,000 —$10Mil
Flexible Terms 15—25 Years
Time to Fund 30—90 Days
Expand your business by purchasing additional commercial real estate, or relocating to a new location.
Refinance your building to make capital improvements, instead of paying out of pocket.
Pursue new business and growth opportunties by taking advantage of the equity in your commercial real estate.
Commercial mortgages help business owners buy or refinance land or a building used for business. In most cases, commercial mortgages operate based on a fixed-rate loan. This means the interest rate will remain the same throughout the term of the mortgage, instead of changing as the years pass.
Taking out a commercial mortgage can give you the financial freedom to buy a new building, or release equity from an existing ownership. A commercial mortgage can also help you to extend, upgrade, or refinish the building. To capitalize on new opportunities, a commercial mortgage can help you purchase a new location.
By purchasing or refinancing your commercial property, you can take steps to improve your business, or utilize the building's equity to pursue new opportunities!
Our commercial real estate loans have helped companies all over the country get back on course, not only by improving existing business, but also in expanding it! Restaurants, distributors, retail stores, contractors, doctors, trucking companies and automotive services represent just a few of the industries we've served. Depending on your financial situation, we may have a number of commercial mortgage financing options that fit your business!
Why National Business Capital?
| Bank | Direct Lenders |  |
|
|---|---|---|---|
| Paperwork |
- 2-3 Years Tax Return - 2-3 years Financials |
- 3-6 Months Bank Statements - 1 Year Tax Return - 1 year Financials |
- 3 Months Bank Statements - No Tax Returns Required |
| Application |
- Lengthy - Paper Intensive |
Multi-page Paper Application |
- One page - One Minute - DocuSign® |
| Number of Lenders | 1 | 1 | 75+ |
| Service Level | Processor | Programmatic | Personal Advisor |
| Approval Process | Weeks/Months | Days/Weeks | Hours/Days |
| Speed to Funding | Months | Days/Weeks | Hours/Days |
| Collateral Requirements | Always | Sometimes Required | Not Necessary |
| Business Profitability | Always | Sometimes Required | Not Necessary |
| Credit Score | 680+FICO | 600+FICO | No Minimum FICO |
| Credit Check | Hard Pull | Hard Pull | Soft Pull |
