What Do You Need to Qualify?
Six Months in Business
Even as a young startup, you can still find financing options.
$120K in Annual Revenue
To qualify, your business must be generating a minimum of $10,000 monthly revenue.
No Minimum Credit Score
We have financing options for businesses with excellent to challenged credit.
What Are The Benefits?
Access Capital to Start Your Business
Get the startup financing you need in the beginning to take your business off the ground.
Flexible, Custom Terms
Find startup business financing terms that work for your new venture's timeline.
Establish Business Credit
Steadily raise your credit score and prepare for financing down the line.
We've Secured Over $1 Billion in Funding Through Our Exclusive Marketplace
Fast Financing to Accelerate Your Success
You've outlined your dream—now it's time to get financing to seize it. Learn how National can help your startup access the best rates, amounts and terms, even if your business is just kicking things off.
Unlock the Lowest Rates, Longest Terms and Highest Amounts
Loan Amount $10K – $5Mil
Flexible Terms 6 Months – 10 Years
Time to Fund 1 – 3 Days
How Can You Use Your Startup Loan?
There are no restrictions—use your capital to pursue any opportunity or overcome any challenge!
Business Growth
Buy new equipment or inventory, hire new staff, or prepare for seasonal changes.
Business Expenses
Utilize startup business loans to get extra working capital for payroll, bridge gaps in cash flow, or pay bills.
Business Opportunities
Take advantage of every opportunity you have to grow and expand your new business, quickly and easily.
What is a Startup Business Loan?
A business startup is exciting and challenging. One of the biggest challenges when starting a business is getting any type of access to capital. In the beginning, having enough capital is extremely important to ensure the success of your business. Startup business loans from National Business Capital provides the capital needed to help new businesses grow and thrive, regardless of how long you've been in business, profitability, or credit score.
New business owners often underestimate how much capital they really need. What might be enough capital today most likely will not be enough tomorrow.
Through National, you can get the best startup business loan that you can find without the hassle of applying everywhere!
Why National Business Capital?
- Higher Approval Rate
- Flexible Payments
- Flexible Terms
- No Collateral Needed
10 Reasons Why National Business Capital Is the Financial Partner For Your New Business
| Bank | Direct Lenders |  |
|
|---|---|---|---|
| Paperwork |
- 2-3 Years Tax Return - 2-3 years Financials |
- 3-6 Months Bank Statements - 1 Year Tax Return - 1 year Financials |
- 3 Months Bank Statements - No Tax Returns Required |
| Application |
- Lengthy - Paper Intensive |
Multi-page Paper Application |
- One page - One Minute - DocuSign® |
| Number of Lenders | 1 | 1 | 75+ |
| Service Level | Processor | Programmatic | Personal Advisor |
| Approval Process | Weeks/Months | Days/Weeks | Hours/Days |
| Speed to Funding | Months | Days/Weeks | Hours/Days |
| Collateral Requirements | Always | Sometimes Required | Not Necessary |
| Business Profitability | Always | Sometimes Required | Not Necessary |
| Credit Score | 680+FICO | 600+FICO | No Minimum FICO |
| Credit Check | Hard Pull | Hard Pull | Soft Pull |
Why Choose National Business Capital for Startup Business Loans?
Better Terms. Faster Funding. Larger Approvals.
National Business Capital is the #1 FinTech marketplace offering small business loans and services. Harnessing the power of smart technology and even smarter people, we’ve streamlined the approval process to secure over $1 billion in financing for small business owners to date. Our expert Business Financing Advisors work within our 75+ Lender Marketplace in real time to give you easy access to the best low-interest SBA loans, short and long-term loans and business lines of credit, as well as a full suite of revenue-driving business services. We strengthen local communities one small business loan at a time. For every deal we fund, we donate 10 meals to Feeding America!
